What are the responsibilities and job description for the Mortgage Post-Closing Support Specialist II position at Royal Credit Union?
Royal Credit Union has an exciting opportunity to join its Lake Area Mortgage Division in Arden Hills, MN as a Mortgage Post-Closing Support Specialist II. This will be a great opportunity for someone looking to step into the Mortgage Industry and make a difference in our Members’ lives!
Hourly Wage:
$22.32 - $25.00/hr (candidates with significant related experience may be higher)
*This position is also eligible for a 'per closed file' incentive as well.
Primary Duties & Responsibilities:
Document Management: Compile, review, and deliver closing documents to investors for loan purchases, ensuring accuracy and consistency of signatures and dates. Monitor final documents and work with Title Companies to ensure timely receipt and accuracy.
Loan Processing: Check in closed packages, review for boarding/interfacing, and interface, board, and payoff loans in Royal’s core operating system. Activate mortgage insurance certificates and complete daily registration and transfer of MERS data.
Investor Relations: Work with investors to clear pre-purchase and post-purchase missing items and deliver accurate closed loan documents within allowed time guidelines.
Government and Agency Compliance: Remit government insurance premiums and documents to appropriate agencies and manage MHFA and FHLB Grant loans within their respective websites.
Support and Training: Assist in training and provide support for Post-Closing Mortgage Support Specialists on complex questions or scenarios. Assist with front desk duties as needed.
Communication and Process Improvement: Communicate effectively and professionally with leaders, peers, team members, vendors, and Members. Bring forward new ideas and suggestions for process improvements and assist in implementing efficiencies.
Accounting Tasks: Perform some accounting tasks as required.
Relationship Management: Establish and maintain effective and professional business relationships with Members and lending partners.
Work Schedule:
Working approximately 40 hours per week. Variable hours between 8:30am - 5:00pm Monday through Thursday and Fridays between 8:30am - 4:30pm.
**Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.
Team Member Benefits Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!
Required Education/Experience/Skills:
High School Diploma or GED.
Experience working in the field of Mortgage Loan Processing, Closing or Funding.
Have a working knowledge of financial services and basic accounting principles
Strong sense of customer service
Knowledge of modern business communication, including style and format of letters, memoranda, minutes, and reports
Ability to work productively in a high volume, team environment with high levels of interruption
Ability to establish priorities, work independently, and proceed with objectives under minimal supervision
Ability to produce accurate and high-quality materials, data entry, and transactions
Basic skill to use a personal computer and various software packages including Microsoft Office products
Strong interviewing and listening skills
Strong written and verbal communication skills
Communicate and live RCU's core purpose and values, these define and drive our organizational culture.
Preferred Education/Experience/Skills:
One year experience working in the Mortgage/Title field.
If you are ready to take your career to the next level and make a meaningful impact, we want to hear from you!
Apply now and join our team of dedicated professionals at Royal Credit Union!
Salary : $22 - $25