What are the responsibilities and job description for the Product Compliance Analyst position at Sagent?
Why you'll LOVE Sagent:
You could work anywhere. We know you are talented and looking for something inspiring and impactful. A place where you will make a difference and have a great time doing it!
By choosing Sagent, you can be part of our mission to make loans and homeownership simpler and safer for all consumers.
Sagent powers servicers and consumers. You power Sagent!
About the Opportunity: We are a leading SaaS-based financial technology firm specializing in mortgage servicing solutions. We are seeking a Product Compliance Business Analyst to join our Compliance Department, focusing on ensuring our software aligns with regulatory requirements, industry standards, and internal compliance policies. In this role, you will analyze business needs, assess compliance risks, and support the development of solutions that enhance regulatory adherence within our products.
Your day-to-day at Sagent:
Product Compliance & Business Process Analysis:
- Analyze and document business requirements related tocompliance in mortgage servicing software, ensuring alignment withCFPB, FHA, VA, Fannie Mae, Freddie Mac, and other regulatory requirements.
- Work with stakeholders to define and refine compliance workflows within the product, ensuring efficient implementation ofloan servicing rules, escrow management, loss mitigation, and borrower communications.
- Support compliance-driven enhancements, ensuring product features meet evolvingstate and federal mortgage servicing regulations.
Cross-Functional Collaboration:
- Partner withthe Product and Engineering teamsto ensure compliance considerations are integrated into product development and updates.
- Act as a bridge betweenmortgage servicing operations teams and product development, translating compliance requirements into actionable system enhancements.
- Work with external auditors, government agencies, and mortgage industry partners as needed to provide compliance documentation and ensure adherence to regulatory expectations.
Data Analysis & Reporting:
- Develop and maintain compliance reports and dashboards to monitorregulatory adherence, risk mitigation efforts, and policy enforcementwithin the mortgage servicing platform.
- Validate system outputs related to compliance monitoring and collaborate with Product and Engineering teams to address discrepancies or gaps.
Risk Identification & Compliance Support:
- SupportSagent's ability to effectively track and respond to regulatory changes and system enhancements that support servicer compliance.
- Document and maintain compliance policies, procedures, and control frameworks within the software to support audits and regulatory requirements.
- Assist in implementingcompliance monitoring toolswithin the mortgage servicing platform to enhance transparency and risk management.
Technical Knowledge Utilization:
- Utilize knowledge ofmortgage servicing regulations, risk management frameworks, and industry best practicesto support product development.
- Work with development teams to implement compliance-driven system enhancements forescrow analysis, loan modification processing, and regulatory reporting.
- Participate inuser acceptance testing (UAT)for compliance-related software updates to ensure accuracy and alignment with business needs.
We would love to hear from you if you have:
- Bachelor's degree in Business, Regulatory Compliance, or relevant discipline with 2 - 4 years of experience in a related field. Experience will be considered in lieu of a degree.
- Demonstrated expertise in product compliance within the financial or technology sector.
- Strong understanding of regulatory requirements and industry standards.
- Ability to provide guidance on compliance matters to cross-functional teams.
- Knowledge of governance, risk activities, and physical security systems.
- Excellent analytical and problem-solving skills.
Perks!
As a Sagent Associate, you will be eligible to participate in our benefit programs beginning on Day #1! We offer a comprehensive package including Remote/Hybrid workplace options, Health Benefits, Unlimited Flexible Time Off, Family Planning Services, Tuition Reimbursement, Paid Family Leave, 401(k) Matching, Pet Insurance, LinkedIn Learning, Virtual Social Experiences, Career Pathing, Focus Time Fridays and much, much more!
Why Sagent?
Sagent is transforming the mortgage servicing industry by bringing the modern experience customers now expect from loan originations to loan servicing. Our platform lets customers manage their home-owing lives from anywhere while giving servicers lower costs, scale compliance and higher servicing values through full market cycles.
Sagent is a joint venture that combines Fiserv Inc.'s decades of market-leading fintech expertise with Warburg Pincus' skill in growing technology companies. We hire innovators and doers to disrupt the last and most complex frontier of lending and housing. We're growing fast and need you to help shape our future.
Sagent is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, nationalorigin, disability or protected veteran status.
