What are the responsibilities and job description for the Commercial Loan Origination position at San Diego Lending, Inc?
COMMERCIAL LOAN ORIGINATION
JOB RESPONSIBILITY AND DUTIES:
- Underwrite commercial loan products following loan policy and procedures, and general prudent lending practices.
- Interview applicants for new loans and discuss loan products and requirements; Perform credit analysis and spreads on financial information; and communicate with management on loans.
- Site visitations to new borrowers and existing borrowers.
- Prepare & review files
- Follow up with tickler items.
- Prepare, review, and maintain various reports
- Stay informed on all policies, practices, regulations, and laws applicable to your position.
The preceding functions have been provided examples of the types of work performed by employees assigned to this job classification. Management reserves the right to add, modify, change, or rescind work assignments and to make reasonable accommodations as needed.
QUALIFICATIONS:
Education and/or experience
- Bachelor’s degree in Business Administration or related field or equivalent work experience required.
- Prior experience in banking and/or lending is preferred, but not required.
KNOWLEDGE, SKILLS, ABILITIES REQUIRED:
Communication Skills
- Good written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
- Ability to respond effectively to the most sensitive inquiries or client complaints.
- Present a professional image in dealing with customers, interdepartmental, and external representatives.
- Accurate typing/keyboarding skills; basic computer skills, including the use of word processing, spreadsheet software applications
Reasoning Skills
- Good analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
- Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
- Ability to retain broad knowledge of lending tasks.
- Strong analytical skills with a thorough understanding of lending operations and client needs.
Job Type: Full-time
Pay: $50,000.00 - $250,000.00 per year
Schedule:
- Choose your own hours
Ability to Relocate:
- San Diego, CA 92121: Relocate before starting work (Required)
Work Location: Hybrid remote in San Diego, CA 92121
Salary : $50,000 - $250,000