What are the responsibilities and job description for the Credit Analyst position at Security Bank & Trust Co.?
Job Summary
We are seeking a detail-oriented and analytical Credit Analyst to join our financial team. The ideal candidate will be responsible for evaluating credit data and financial statements of individuals or companies to determine the risk in extending credit or lending money. This role requires strong analytical skills, attention to detail, and the ability to interpret complex financial information.
Responsibilities
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flows analyses and create projections
- Determine in depth the degree of risk involved
- Carefully analyse data and produce clear and objective reports
- Adhere to credit policy and guidelines
Skills
- Proven working experience as a credit analyst
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
- BS degree in Business, Statistics or related field
This position offers an exciting opportunity for growth within the finance sector while contributing to our organization's success through informed credit decisions.
Job Type: Full-time
Pay: $47,000.00 - $55,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible schedule
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Profit sharing
- Vision insurance
Schedule:
- Monday to Friday
Work Location: In person
Salary : $47,000 - $55,000
