Financial Representative

Position Overview: South Texas Truck Centers is seeking an experienced and results-driven Finance Representative to join our team. The ideal candidate will work closely with the Finance Manager and Sales Team to streamline the credit approval process, build relationships with lenders and customers, and provide creative financial solutions tailored to our clients' needs. A background in the heavy-duty truck or automotive industry is essential.

Key Responsibilities:

• Credit Submission and Approvals:
• Prepare and submit credit applications to lenders promptly and accurately to ensure quick turnaround times.
• Maintain consistency in meeting lender requirements while maximizing approval rates.
• Credit Review and Analysis:
• Review and assess credit applications, identifying the most suitable lenders based on customer profiles.
• Use industry knowledge to discern applicants’ approval potential across various financing institutions.
• Creative Problem-Solving:
• Develop innovative strategies to secure credit approvals for customers with diverse financial backgrounds.
• Collaborate with lenders to explore alternative financing options for customers when standard approval routes are unavailable.
• Sales Team Collaboration:
• Partner with the sales team to understand client needs and align financial solutions.
• Join the sales team in the field to build strong relationships with customers and foster trust in our dealership.
• Market and Relationship Building:
• Actively engage with lenders, brokers, and other financial partners to develop and sustain strategic partnerships.
• Represent the company at industry events and customer meetings to enhance business relationships.
• Administrative Support:
• Assist the Finance Manager with paperwork, reporting, and compliance requirements.
• Maintain accurate records of all financial transactions and communications with lenders.

Qualifications:

• Proven experience in the heavy-duty truck or automotive industry, preferably in finance.
• Strong understanding of credit processes, lender criteria, and industry-specific financial practices.
• Demonstrated ability to creatively address credit challenges and secure approvals.
• Excellent interpersonal and communication skills for developing relationships with both customers and financial partners.
• Highly organized with the ability to manage multiple tasks and deadlines in a fast-paced environment.
• Proficiency in financial software, CRM systems, and Microsoft Office Suite.

What We Offer:

• Competitive salary and performance-based incentives.
• Opportunities for professional growth and career development.
• A supportive team environment within a reputable dealership.

Job Type: Full-time

Pay: $45,000.00 - $70,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance

Compensation Package:

• Bonus opportunities

Experience:

• Financial concepts: 1 year (Preferred)

Work Location: In person

Salary : $45,000 - $70,000