What are the responsibilities and job description for the Senior Risk Analyst position at Southern Auto Finance Company, LLC?
*** Senior Risk Analyst ***
Are you a strategic thinker with a passion for data-driven solutions? Join our team as a Senior Risk Analyst, where you’ll play a critical role in enhancing origination and portfolio servicing strategies by identifying and mitigating risks that drive success.
In this role, you’ll leverage your technical expertise, analytical skills, and prior financial services experience (auto industry required) to develop innovative solutions that assess and manage credit risk. You’ll also collaborate with cross-functional teams, provide insightful recommendations to leadership, and drive impactful change. Only experienced candidates who live in or relocate to the South Florida area will be considered.
Few companies offer the career and personal growth opportunities that SAFCO does. We provide a challenging and fast paced work environment, a market-based salary, and an excellent benefit package (i.e., 401(k), major medical and dental, vision, life and disability insurance).
Key Responsibilities:
- Develop and implement analytical solutions to manage and monitor credit risk, credit policies, and portfolio performance.
- Conduct forecasting, analysis, and reporting on delinquency, loss frequency, and severity factors.
- Research and optimize models related to loan origination and portfolio servicing, including credit risk and behavioral scores.
- Collaborate with departments such as IT, sales, finance, legal, and compliance to provide actionable recommendations.
- Present findings and strategies to leadership in clear and concise formats.
- Adapt to evolving priorities and perform additional duties as needed.
What You’ll Bring:
Skills:
- Advanced proficiency in Microsoft Office, SQL, and statistical tools.
- Exceptional analytical, problem-solving, and project management skills.
- Ability to balance strategic vision with practical execution in a fast-paced environment.
- Strong communication and collaboration capabilities across business units.
- Detail-oriented, deadline-driven, and self-motivated approach.
Core Competencies
- In-depth knowledge of automotive credit risk with at least 3 years of relevant experience.
- Proficient in problem-solving and adapting to dynamic situations.
- Strong presentation and negotiation skills to communicate complex findings effectively.
- Independent judgment and discretion in decision-making.
Education & Experience
- Bachelor’s degree in Finance, Economics, Mathematics, or Statistics (or equivalent combination of education and experience).
- Minimum of 3 years of experience in credit risk, portfolio analysis, or related fields.
Why Join Us?
- Opportunity to influence high-impact decisions in a collaborative and innovative environment.
- Work with a supportive team dedicated to driving organizational success.
- Competitive compensation and benefits package.
Ready to make a difference? Apply today and be a part of a company where your expertise will shape the future of our risk management strategies.
