BSA Generalist

Description

PRIMARY PURPOSE OF JOB

The primary focus of the BSA Generalist is to provide support to the BSA Officer with maintaining an effective Bank Secrecy Act (BSA), Anti Money Laundering (AML), Customer Identification Program (CIP), and Office of Foreign Assets Control (OFAC) Compliance Program (“the Program”) by meeting all Program compliance requirements.

EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS

• Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.
• Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.

ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS

• Perform secondary review of CIP and Beneficial Ownership Information;
• Perform Enhanced Due Diligence (EDD) on customers based on the customer’s risk-rating;
• Perform daily data file integrity review of the AML monitoring software;
• Prepare and file Currency Transaction Reports (CTRs);
• Analyze alerts generated by the AML monitoring software by reviewing customer information and transactions, reviewing data, and performing research to identify potential suspicious activity for reporting;
• Recommend changes (example individual variance) to the AML monitoring software to increase efficiencies by reducing false positive alerts;
• Maintains current knowledge of BSA and all related AML and OFAC regulations; and

Perform other duties as assigned

Qualifications

KNOWLEDGE, SKILLS AND ABILITIES

• Previous banking experience preferred.
• Effective oral and written communication skills
• Excellent judgmental, prioritization, and planning skills and capable of meeting multiple deadlines.
• Ability to manage complex assignments independently and while also working effectively as part of a team.
• Extraordinary attention to detail.
• Strong organizational and planning skills.
• Must have ability to work in a high stress, fast paced, and rapidly changing environment.
• Ability to maintain confidentiality in respect to the staff and customer’s financial affairs.

EDUCATION, TRAINING AND EXPERIENCE REQUIREMENTS

• High School Diploma or equivalent
• Computer literate with fluency in Microsoft Office programs

CORE COMPETENCIES

Building Trust – Interacting with others in a way that gives them confidence in one’s intentions and those of the organization.

Customer Focus – Ensuring that the customer perspective is a driving force behind business decisions and   activities; crafting and implementing service practices that meet customers’ and own organization’s needs.

Contributing to Team Success - Actively participating as a member of a team to move the team toward the completion of goals.

Applied Learning – Assimilating and applying new job-related information in a timely manner.

Engagement Readiness – Demonstrating a willingness to commit to one’s work and to invest one’s time, talent, and best efforts in accomplishing organizational goals.

Managing Work (includes Time Management) – Effectively managing one’s time and resources to ensure that work is completed efficiently.

Quality Orientation – Accomplishing tasks by considering all areas involved, no matter how small; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.