What are the responsibilities and job description for the Credit Analyst position at State Savings Bank?
West Des Moines, Iowa
State Savings Bank is looking for a self-starter to join our community bank team as a credit analyst.
1. Evaluate the financial condition of individuals and businesses applying for credit.
2. Prepare spreadsheets, reports, summaries and opinions for new, renewal and existing loans.
3. Support the servicing of delinquent loans 30 days past due.
4. Actively follow assigned and personal existing loan relationships to ensure risk ratings are accurate.
· Full array of benefits including health, dental, vision, life, STD, LTD, PTO, 401(k), stock ownership, etc.
Requirements:
· Bachelor’s degree in business, related field or equivalent banking experience.
·Advanced knowledge of Excel.
· Minimum of two years of related banking or lending exposure.
· Knowledge of banking laws, bank policies, procedures, products and services.
· Spreading software banking system knowledge and experience.
· Excellent communication, negotiation, interpersonal and problem-solving skills.
· Results-oriented, flexible and demonstrated ability to prioritize work assignments.
· Become a part of a strong community bank that is integral to the business and community’s success.
· PC skills including spreadsheets, word processing and menu-driven software.
Additional Compensation:
- Bonuses, incentives.
Schedule:
- Monday to Friday
Work Remotely
- No
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance
Physical Setting:
- Office
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person