What are the responsibilities and job description for the Fair Banking Manager- Greenway position at Stellar Bank?
Research shows that individuals from historically underrepresented groups may hesitate to apply for roles unless they meet every listed requirement. If you believe your skills, knowledge, and experience align with the role, even if they don’t exactly match the listed qualifications, we encourage you to apply. Your unique talents may be exactly what we’re looking for.
Open to anyone residing in Texas.
The Fair Banking Program Manager will be responsible for assisting in developing and maintaining Compliance Risk Management (CRM) monitoring and regulatory reporting program (including analytics and data management) as well as providing oversight and direction on data, analytics, and technology systems. This role is also responsible for identifying ways to gain efficiency in the execution of the control framework and will utilize innovative technologies and techniques to improve monitoring and data integrity capabilities. The Manager will take a risk-based approach to identify and complete projects using a variety of research/analytical techniques, automated systems, and sources of information. Additionally, the Manager will ensure adequate resource support and key stakeholder involvement is provided on highly sensitive projects.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Lead and oversee the day-to-day work of the CRA Risk Analytics Specialists.
2. Implement in-house processes for data mining, data assessment, validation, analysis, and correction to streamline processes and realize efficiencies and data integrity across multiple datasets.
3. Build out the existing monitoring and reporting program to ensure appropriate risk mitigation to ensure regulatory deadlines and expectations are met.
4. Oversee submission of the HMDA-LAR and CRA-LR.
5. Analyze data to proactively identify fair lending/fair banking risks, determine root cause, and advise on potential remedial action plans (including but not limited to regression analysis, redlining review, peer analysis, exception/override monitoring, and outlier/comparative file review for all consumer and small business portfolios).
6. Implement new or changing laws, regulations, and regulatory guidance impacting the monitoring and reporting program.
7. Manage and/or consult on various compliance projects and new product/business initiatives impacting the monitoring and reporting program and risk assessments.
8. Identify potential areas of HMDA, CRA or fair lending/fair banking (UDAAP) compliance vulnerability and risk, recommending corrective action plans for resolution of problematic issues.
9. Manage day-to-day validation and data integrity of the enterprise HMDA data collection process.
10. Manage day-to-day validation and data integrity of the enterprise CRA small business/small farm/community development loan data collection process.
11. Function as primary system administrator for core technology solutions used in the monitoring and reporting program (e.g., RiskExec). Prepare compliance risk assessments as well as action plan development and reporting to executive management, as necessary.
12. Analyze assessment area delineation and reasonably expected market areas as well as banking center openings, closings, and geographic distribution to assess community and regulatory impact.
13. Serve as trusted advisor to first line business units on fair banking-related matters.
14. Provide Fair Banking Program reports to senior management and oversight committees.
15. Assess and implement regulatory change management and new/changing products and business initiatives.
16. Assess and resolve complaints having a fair banking impact.
17. Manage the data, integrity, and regulatory reporting for HMDA, CRA, and consumer non-HMDA lending portfolios.
18. Conduct fair banking monitoring analytics and file reviews.
19. Coordinate and help draft model risk management documentation for regression analyses.
20. Ensure timely and proper remediation for findings identified in exams and audits.
21. Review and update relevant policies and procedures.
22. Oversee and review content for fair banking-related training.
23. Maintain fair lending performance context reports for each market.
24. Evaluate the Bank’s third-party vendor relationships for potential fair banking risks.
25. Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.
SECONDARY DUTIES
The position performs duties specific to the position and other functions as assigned by management.
SUPERVISORY RESPONSIBILITY
The Fair Banking Program Manager will supervise a small team of professional staff, providing leadership, training, strategic and operational direction, and support in their assigned responsibilities as well as in the execution of large/complex projects and initiatives.
ENVIRONMENT AND PHYSICAL ACTIVITY
The incumbent is in a non-confined office setting in which they are free to move about at will. In the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.
The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant interruptions.
MINIMUM REQUIREMENTS
These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:
We believe that empowering people goes far beyond the workplace. That’s why we’ve designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities
Stellar Bank came to be in 2023, when Allegiance Bank and CommunityBank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done
Join Stellar Bank and, yes, you’ll be providing outstanding banking. But you’ll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you’d be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar – for yourself and for everyone around you.
Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.
Open to anyone residing in Texas.
The Fair Banking Program Manager will be responsible for assisting in developing and maintaining Compliance Risk Management (CRM) monitoring and regulatory reporting program (including analytics and data management) as well as providing oversight and direction on data, analytics, and technology systems. This role is also responsible for identifying ways to gain efficiency in the execution of the control framework and will utilize innovative technologies and techniques to improve monitoring and data integrity capabilities. The Manager will take a risk-based approach to identify and complete projects using a variety of research/analytical techniques, automated systems, and sources of information. Additionally, the Manager will ensure adequate resource support and key stakeholder involvement is provided on highly sensitive projects.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Lead and oversee the day-to-day work of the CRA Risk Analytics Specialists.
2. Implement in-house processes for data mining, data assessment, validation, analysis, and correction to streamline processes and realize efficiencies and data integrity across multiple datasets.
3. Build out the existing monitoring and reporting program to ensure appropriate risk mitigation to ensure regulatory deadlines and expectations are met.
4. Oversee submission of the HMDA-LAR and CRA-LR.
5. Analyze data to proactively identify fair lending/fair banking risks, determine root cause, and advise on potential remedial action plans (including but not limited to regression analysis, redlining review, peer analysis, exception/override monitoring, and outlier/comparative file review for all consumer and small business portfolios).
6. Implement new or changing laws, regulations, and regulatory guidance impacting the monitoring and reporting program.
7. Manage and/or consult on various compliance projects and new product/business initiatives impacting the monitoring and reporting program and risk assessments.
8. Identify potential areas of HMDA, CRA or fair lending/fair banking (UDAAP) compliance vulnerability and risk, recommending corrective action plans for resolution of problematic issues.
9. Manage day-to-day validation and data integrity of the enterprise HMDA data collection process.
10. Manage day-to-day validation and data integrity of the enterprise CRA small business/small farm/community development loan data collection process.
11. Function as primary system administrator for core technology solutions used in the monitoring and reporting program (e.g., RiskExec). Prepare compliance risk assessments as well as action plan development and reporting to executive management, as necessary.
12. Analyze assessment area delineation and reasonably expected market areas as well as banking center openings, closings, and geographic distribution to assess community and regulatory impact.
13. Serve as trusted advisor to first line business units on fair banking-related matters.
14. Provide Fair Banking Program reports to senior management and oversight committees.
15. Assess and implement regulatory change management and new/changing products and business initiatives.
16. Assess and resolve complaints having a fair banking impact.
17. Manage the data, integrity, and regulatory reporting for HMDA, CRA, and consumer non-HMDA lending portfolios.
18. Conduct fair banking monitoring analytics and file reviews.
19. Coordinate and help draft model risk management documentation for regression analyses.
20. Ensure timely and proper remediation for findings identified in exams and audits.
21. Review and update relevant policies and procedures.
22. Oversee and review content for fair banking-related training.
23. Maintain fair lending performance context reports for each market.
24. Evaluate the Bank’s third-party vendor relationships for potential fair banking risks.
25. Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.
SECONDARY DUTIES
The position performs duties specific to the position and other functions as assigned by management.
SUPERVISORY RESPONSIBILITY
The Fair Banking Program Manager will supervise a small team of professional staff, providing leadership, training, strategic and operational direction, and support in their assigned responsibilities as well as in the execution of large/complex projects and initiatives.
ENVIRONMENT AND PHYSICAL ACTIVITY
The incumbent is in a non-confined office setting in which they are free to move about at will. In the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.
The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant interruptions.
MINIMUM REQUIREMENTS
These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:
- Bachelor’s Degree in relevant discipline/quantitative field (e.g., Statistics, Economics, Mathematics, Data Science, Finance, Accounting).
- Seven years compliance experience.
- Ten years banking experience.
- Certified Compliance Risk Manager (CRCM) certification preferred.
- Advanced knowledge of analytical techniques and cutting-edge technologies.
- Experience in applied statistics, economics, data analytics or other quantitative area is preferred.
- Knowledge of statistical regression analysis and its use in fair lending/fair banking monitoring.
- Expert knowledge of HMDA and CRA data collection and reporting requirements as well as the ability to analyze such data for potential compliance risks.
We believe that empowering people goes far beyond the workplace. That’s why we’ve designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities
- Health Care Coverage, no waiting period
- Dental/Vision
- STD/LTD
- Annual Performance Bonus Eligible
- 401K with company match
- Paid Vacation
- Volunteer days
- Travel Stipend
- Tuition Assistance
- And More
Stellar Bank came to be in 2023, when Allegiance Bank and CommunityBank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done
Join Stellar Bank and, yes, you’ll be providing outstanding banking. But you’ll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you’d be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar – for yourself and for everyone around you.
Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.
