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Assistant Vice President, Credit Department

Sumitomo Mitsui Financial Group Inc.
MI Full Time
POSTED ON 3/4/2025
AVAILABLE BEFORE 5/26/2025

Join to apply for the Assistant Vice President, Credit Department role at Sumitomo Mitsui Banking Corporation – SMBC Group .

Job Responsibilities

  • Review and assess credit applications submitted from business units; prepare concise executive summaries to seek approval from relevant authorities.
  • Establish action plans for credits likely to deteriorate to minimize credit costs.
  • Manage and maintain the accuracy of the credit monitoring system and client database; instruct business units to modify data if necessary.
  • Conduct credit portfolio analysis in terms of countries, corporate groups, industry segments, currency risks, internal grading, type of financial product, etc.
  • Monitor and proactively control credit exposures under large scale companies and / or sectors with increased concentration risks, in cooperation with other relevant teams / departments.
  • Perform any other duties as may be assigned from time to time.

Requirements

  • Bachelor's degree; qualifications in corporate finance, financial analysis, or credit risk management.
  • Experience in credit analysis or credit approval within banking or rating agencies.
  • Strong credit analysis and due diligence skills; ability to prepare clear and concise credit recommendations.
  • Excellent organizing and planning skills; team player attributes.
  • Excellent communication skills (written and spoken).
  • Seniority Level

    Associate

    Employment Type

    Full-time

    Job Function

    Other

    Industries

    Banking

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