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Mortgage Loan Officer

Summit Home Lending
Huntington, CA Full Time
POSTED ON 3/15/2025
AVAILABLE BEFORE 4/7/2025

Are you newly licensed? Have you taken a break from loan originating?

We are looking for positive, energetic and eager to learn licensed individuals to join the Summit family. At Summit Home Lending, we don’t just talk about our core values — we live them every day. Our team culture is built on integrity, constant improvement, and creating a supportive environment where obstacles are removed so you can thrive. If you’re passionate about providing top-tier solutions for clients and want to be part of a team that works hard, celebrates success, and supports each other, we’d love to hear from you. Apply today and see how you can grow with us!

Compensation :

100,000 and up annual earning potential first year

Responsibilities :

Business Development :

  • Identify, build, and maintain strong relationships with potential referral partners, including realtors, builders, bankers, and other community members.

Loan Process Oversight :

  • Manage an active pipeline of loans, ensuring that all necessary documents are accurately and promptly prepared by borrowers, loan officers, title companies, and other professionals.
  • Collaborate with realtors, processors, and underwriters to ensure a seamless transaction from start to finish.
  • Borrower Education & Counseling :

  • Advise borrowers on the various loan options available, helping them understand the pros and cons of each to determine the best fit for their financial needs.
  • Guide borrowers throughout the loan application process and ensure they are well-informed about their choices.
  • Lead Management & Sales :

  • Handle and convert incoming leads, including an average of 8-10 new referrals per day, to fuel business growth.
  • Pitch loan products to qualified borrowers and help them navigate the application and decision-making process.
  • Post-Closing Focus :

  • After a loan is sold, focus on acquiring new business while the processing team takes over file management.
  • Compliance & Documentation :

  • Ensure that all aspects of the loan process are compliant with company policies and regulatory guidelines.
  • Work closely with all involved parties to gather and prepare necessary documents, ensuring underwriting standards are met.
  • Skills & Competencies :

  • Strong ability to build and nurture relationships with referral partners, including realtors, builders, and community professionals.
  • Excellent communication skills to clearly explain complex loan products and guide borrowers through their options.
  • Highly organized and detail-oriented, with the ability to manage a high-volume loan pipeline while ensuring compliance.
  • In-depth knowledge of loan products and the ability to advise borrowers on the best fit for their financial goals.
  • Strong multitasking abilities to manage various tasks and meet production targets.
  • Problem-solving skills to navigate challenges during the loan process and ensure a smooth experience for borrowers.
  • Qualifications :

    NMLS Certified – Successfully passed the NMLS exam, demonstrating a solid foundation in mortgage industry knowledge.

    Eager to Learn – Enthusiastic about expanding knowledge and skills in the mortgage industry and committed to continuous growth.

    Positive and Energetic – Bring a high level of energy and a positive attitude to all tasks, contributing to a motivating and collaborative work environment.

    Competitive & Team-Oriented – Thrive in competitive settings and excel in working with others to achieve team goals.

    Money Motivated – Driven by performance-based rewards and committed to achieving high levels of success.

    No Experience Necessary – Open to individuals with little or no prior experience; willing to train and provide the tools necessary for success.

    About Company

    At Summit Home Lending , we’re building an elite team of top performers. Here, excellence is the standard, and every team member is driven to achieve greatness while delivering exceptional results.

    Our Core Values :

  • Own the Moment : Seize opportunities and take accountability.
  • Get Better Every Day : Strive for continuous improvement.
  • Integrity in Action : Operate with honesty and fairness.
  • Experience is Everything : Deliver exceptional service.
  • Work Hard, Play Hard : Achieve ambitious goals and celebrate wins.
  • If you’re ready to be part of a high-performing team where your hard work is valued, your potential is unleashed, and success is celebrated, Summit Home Lending is the place for you.

    Are you ready to rise to the challenge?

    Salary : $100,000

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