What are the responsibilities and job description for the Commercial Credit Analyst position at Suncoast Credit Union?
Overview
Compensation : $79,000 - $112,000 based on experience and credentials
Location Type : Hybrid opportunity with 2-3 days a week of onsite availability
Position Type : Full Time
Schedule : Monday through Friday 8 : 00 AM - 5 : 00 PM
The Commercial Credit Analyst underwrites commercial and small business loan requests greater than $250,000. Key responsibilities include reviewing and analyzing file information such as CPA quality financials, tax returns, credit reports, appraisals, other research, and market data. An ideal candidate is a detailed-oriented, self-motivated individual who successfully manages responsibilities to meet deadlines.
Responsibilities
- Prepare detailed Credit Action Memorandum (CAM) recommendations to present to the decision-makers and the credit committee
- Gather the applicant's financial information and perform a detailed analysis of financial data and other relevant information
- Prepare financial spreads to generate financial ratios and evaluate a borrower's financial status
- Determine the borrower's cash flow and capacity to service debt
- Summarize borrower's financial statements and historical performance
- Detail identifiable risks associated with the credit quality of loans and collateral
- Interpret financial data and make loan recommendations to lenders and the loan committee
- Collaborate with the loan officer on any identified financial deterioration of the borrower
- Monitor maturing loans and gather the necessary information to consider extensions or modifications
- Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
- Attend educational events to increase professional knowledge
Qualifications
Benefits
For more information, including additional benefits, please visit our benefits website at
Company Overview
Suncoast Credit Union is consistently chosen as a Tampa Bay Times Top Workplace because its employees genuinely #LOVEWORK! Employees flourish in an inclusive culture celebrating growth and prioritizing the community. Chartered in 1934.
For more information, please visit our careers site at
Salary : $79,000 - $112,000