Junior Mortgage Loan Coordinator

Job Description

This position will be directly responsible for the coordination and initial evaluation/pre-underwriting of second lien mortgage loans to ensure compliance with company, secondary market, and government agency standards.

Responsibilities

• Verify and analyze loan documentation including income, credit, appraisal, and title, while ensuring compliance with established standards and regulatory compliance requirements
• Identify and resolve discrepancies in files
• Uphold responsibility for the delivery and communication of complete and accurate files to Underwriting and coordinate with Appraisal Review
• Ensure satisfactory completion of conditions for approval to close
• Monitor status of loans in pipeline on a regular basis to guarantee timely funding
• Assist in business development and company’s strategic initiatives
• Comply with company policies and procedures, regulatory requirements, and investor guidelines
• Care for non-public information (NPI) regarding borrowers and ensure all applicable internal NPI policies and procedures are followed and confidentiality of borrower information is maintained
• Communicate via phone and email both internally and externally with our customers

Qualifications / Requirements

• Bachelor’s degree or equivalent work experience preferred
• Ability to identify and resolve issues with limited supervision
• Self-motivation with good interpersonal skills
• Demonstrated ability to work in a team environment
• Excellent verbal and written communication skills
• Ability to work overtime as needed based on the needs of the team
• 6 months customer service experience preferred

About Symmetry

Symmetry Lending specializes in providing mortgage fulfillment services to include origination, servicing, and capital markets needs to various Lenders across the country with whom we partner. We have offices in Atlanta, GA, Eden Prairie, MN, Greenwood Village, CO, and Anaheim, CA, and we do business from coast to coast. We take great pride in building a diverse team of motivated professionals that contribute to an exciting work atmosphere. We provide a competitive benefits package including medical, dental, and vision plan options, paid time off, and more.

California Disclosure - Employee Notice at Collection

This disclosure is intended to comply with the California Consumer Privacy Act (CCPA), which gives California residents who are applicants, employees, or contractors of Symmetry Lending (“Symmetry”) the right to know what categories of personal information Symmetry collects about them and the purposes for which Symmetry uses that information. As used in this Privacy Notice, “Personal Information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household. Personal Information includes, but is not limited to, the categories of personal information identified below if such information identifies, relates to, describes, is reasonably capable of being associated with, or could be reasonably linked, directly or indirectly, with a particular individual or household.

The following is a list of the categories of Personal Information that we may collect about consumers:

• Identifiers. This may include a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.
• Personal information described in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)). This may include a name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, or any other financial information, medical information, or health insurance information.
• Characteristics of Protected Classification under California or Federal Law. This may include age, race, color, ancestry, national or ethnic origin, citizenship status, religion or belief, marital status, a childbirth or related medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth, and related medical conditions), sexual orientation, veteran or military status.
• Biometric information. This may include voice and video recordings.
• Sensory data. This may include audio, electronic, visual, or similar information, including photos.
• Professional or employment-related information. This may include current or past job history, compensation data, performance evaluations, or employee benefits.
• Beneficiaries, dependents, and emergency contact information. This may include the name, gender, phone number, and relationship of beneficiaries, dependents, and emergency contacts.

We may use the categories of Personal Information for the following business or commercial purposes:

• To perform background checks necessary to comply with licensing requirements, to perform reference checks, to verify eligibility to work in the United States, for contact purposes, to assess your qualification for employment, to conduct performance evaluations, for payrolls and budgeting purposes, for implementation of employee benefits, for internal organizational purposes to establish proper accommodations for sick time, PTO, leaves of absences, or emergency situations, and to conduct health screenings as allowed by OSHA and the CDC to protect the safety of our employee during pandemic situations.
• For internal use, such as tracking access into buildings, timekeeping, activity logs, etc.
• To comply with laws and regulations, including but not limited to applicable tax, health and safety, anti-discrimination, immigration, labor and employment, and social welfare laws.
• For security or the prevention, detection, or investigation of fraud, suspected or actual illegal activity, violations of company policy or rules, or other misconduct.
• To comply with civil, criminal, judicial, or regulatory inquiries, investigations, subpoenas, or summons.
• To comply with all licensing requirements necessary for our business operations, including state exam audits.
• To exercise or defend the legal rights of Symmetry and its employees, affiliates, customers, contractors, and agents.
• To seek advice from lawyers, auditors, or other professional advisors.

If Symmetry uses Personal Information of an applicant, employee, or contractor for a purpose materially different than those disclosed in this notice, Symmetry will notify the employee and obtain explicit consent from the employee to use the Personal Information for this new purpose.

Job Type: Full-time

Pay: $19.23 - $21.63 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday
• Overtime

Education:

• Bachelor's (Preferred)

Experience:

• Customer service: 1 year (Preferred)

Ability to Commute:

• Eden Prairie, MN 55344 (Required)

Work Location: Hybrid remote in Eden Prairie, MN 55344

Salary : $19 - $22