Junior Mortgage Loan Processor

The compensation consists of base pay range, as listed, as well as a competitive incentive plan.

**This position is a hybrid role (combination of remote days AND in-office days) based out of our Eden Prairie, MN office.**

Job Description

This position will be directly responsible for the initial timely and accurate completion of all non-originated files which includes readying statement of denial documents to ensure compliance with company and standards. Additional duties include working on originated loan closing coordination, closing documents, funding approvals and loan booking.

Responsibilities

· Manage a list of non-originated loan files to be completed to department standard operating times

· Complete all necessary information that supports the final disposition of a non-originated loan

· Print, envelope and mail all denial notices within department and ECOA standards

· Assist with mortgage subordination requests as needed

· Develop and maintain communication between Loan Coordinators, mortgage brokers, and other vendors to assist timely processing and closing of loan files

· Coordinate mortgage loan closing schedule and prepare files for closing working closely with title companies

· Review all closing documents to ensure that all required documents and information are present, and that the information contained in the documentation comply with company, regulatory, and investor requirements

· Review and approve closed loan packages, issue funding approval, and book loans to servicing system

· Monitor status of loans in pipeline on a regular basis

· Comply with company policies and procedures, regulatory requirements, and investor guidelines

· Care for non-public information (NPI) regarding borrowers and ensure all applicable internal NPI policies and procedures are followed and confidentiality of borrower information is maintained

Qualifications / Requirements

· Bachelor’s degree with major course work in a related discipline or equivalent job experience

· 0-1 years in mortgage lending with preference towards loan processing and/or quality assurance

· Strong interpersonal, written, and oral communication skills

· Detail-orientation with strong organizational and multi-tasking skills

About Symmetry

Symmetry Lending, specializes in providing mortgage fulfillment services to include origination, servicing, and capital markets needs to various Lenders across the country with whom we partner. We have offices in Anaheim, CA, Atlanta, GA, Eden Prairie, MN, and Greenwood Village, CO, and we do business from coast to coast. We take great pride in building a diverse team of motivated professionals that contribute to an exciting work atmosphere. We provide a competitive benefits package including medical, dental, and vision plan options, paid time off, and more.

California Disclosure - Employee Notice at Collection

This disclosure is intended to comply with the California Consumer Privacy Act (CCPA), which gives California residents who are applicants, employees, or contractors of Symmetry Lending (“Symmetry”) the right to know what categories of personal information Symmetry collects about them and the purposes for which Symmetry uses that information. As used in this Privacy Notice, “Personal Information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household. Personal Information includes, but is not limited to, the categories of personal information identified below if such information identifies, relates to, describes, is reasonably capable of being associated with, or could be reasonably linked, directly or indirectly, with a particular individual or household.

The following is a list of the categories of Personal Information that we may collect about consumers:

• Identifiers. This may include a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.
• Personal information described in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)). This may include a name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, or any other financial information, medical information, or health insurance information.
• Characteristics of Protected Classification under California or Federal Law. This may include age, race, color, ancestry, national or ethnic origin, citizenship status, religion or belief, marital status, a childbirth or related medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth, and related medical conditions), sexual orientation, veteran or military status.
• Biometric information. This may include voice and video recordings.
• Sensory data. This may include audio, electronic, visual, or similar information, including photos.
• Professional or employment-related information. This may include current or past job history, compensation data, performance evaluations, or employee benefits.
• Beneficiaries, dependents, and emergency contact information. This may include the name, gender, phone number, and relationship of beneficiaries, dependents, and emergency contacts.

We may use the categories of Personal Information for the following business or commercial purposes:

• To perform background checks necessary to comply with licensing requirements, to perform reference checks, to verify eligibility to work in the United States, for contact purposes, to assess your qualification for employment, to conduct performance evaluations, for payrolls and budgeting purposes, for implementation of employee benefits, for internal organizational purposes to establish proper accommodations for sick time, PTO, leaves of absences, or emergency situations, and to conduct health screenings as allowed by OSHA and the CDC to protect the safety of our employee during pandemic situations.
• For internal use, such as tracking access into buildings, timekeeping, activity logs, etc.
• To comply with laws and regulations, including but not limited to applicable tax, health and safety, anti-discrimination, immigration, labor and employment, and social welfare laws.
• For security or the prevention, detection, or investigation of fraud, suspected or actual illegal activity, violations of company policy or rules, or other misconduct.
• To comply with civil, criminal, judicial, or regulatory inquiries, investigations, subpoenas, or summons.
• To comply with all licensing requirements necessary for our business operations, including state exam audits.
• To exercise or defend the legal rights of Symmetry and its employees, affiliates, customers, contractors, and agents.
• To seek advice from lawyers, auditors, or other professional advisors.

If Symmetry uses Personal Information of an applicant, employee, or contractor for a purpose materially different than those disclosed in this notice, Symmetry will notify the employee and obtain explicit consent from the employee to use the Personal Information for this new purpose.

The compensation consists of base pay range, as listed, as well as a competitive incentive plan.

Job Type: Full-time

Pay: $18.03 - $20.44 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Education:

• Bachelor's (Preferred)

Ability to Relocate:

• Eden Prairie, MN 55344: Relocate before starting work (Required)

Work Location: Hybrid remote in Eden Prairie, MN 55344

Salary : $18 - $20