AVP, AML Analytics

JOB_POSTING-3-69826-5

Job Description

Role Summary/Purpose:

The AVP, AML Analytics, will be responsible for growing and executing the adoption of full-file testing and monitoring within BSA / AML / OFAC programs. This individual will work directly with stakeholders from Compliance to design and build analytical tools and techniques that will help the Risk organization proactively identify risks and monitor them on an automated basis. Furthermore, this individual will be a key partner to senior leadership across Compliance, Risk, Technology, and Business units, providing data-driven insights to mitigate financial crime risk. This role will report directly to the VP, Enterprise Risk Analytics with a dotted line of reporting to the SVP, BSA / AML / OFAC Officer.

Our Way of Working

We’re proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential Responsibilities

• Analyze complex data sets from a variety of data sources, and develop full-file testing and monitoring to support compliance with BSA / AML / OFAC
• Validate data feeds from the source system including analysis of the codes to ensure all required data is sent for AML Transaction Monitoring and Customer Risk Ratings
• Build exception reporting to identify root cause for filtered data from AML monitoring systems
• Build and execute framework for ongoing monitoring to validate accuracy and completeness of AML related data feeds
• Develop full file testing and validation for QA / QC within the AML Sanctions and Transaction Monitoring programs
• Use data and analytics to help support the closure of critical, time-sensitive projects such as regulatory requests and matters requiring attention (MRA)
• Direct, assist, and advise on AML Committee Reporting and Visualization
• Partner with and provide subject matter expertise to guide the India Risk Analytics Team on optimal, efficient, and quick analytical solutions to business problems
• Drive extended usage of analytics to gain more efficiencies and effectiveness within risk management processes and activities
• Understand, leverage and promote value of data and analytics to create bigger impact and value to the business
• Develop, present, and explain the value and vision of proposed solutions to cross-business senior leaders and stakeholders
• Promote innovation and proactively look for and identify opportunities to solve risk problems with integrated analytics solutions
• Performs special projects regarding Bank compliance activities which may require research and analysis, including presentation to senior compliance leadership.
• Perform other duties and/or special projects as assigned
  
  

Qualifications/Requirements

• Bachelor’s Degree AND 5 years’ experience in a consumer credit/risk analytics role; OR, in lieu of Bachelor’s degree, 9 years’ experience in consumer credit/risk analytics role
• 5 years’ experience with SAS/SQL or other transferable logic-based programming
• 1 years’ experience working with data related to Compliance Oversight, particularly Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, and the Office of Foreign Assets Control (OFAC) programs
  
  

Desired Characteristics

• Bachelor’s Degree in a STEM related or Business field.
• MBA or Master’s degree in a STEM field.
• Demonstrated ability to manage multiple projects, organize work flow and timelines.
• Solid understanding of the consumer credit lending lifecycle and card programs.
• Exposure to R, Python and Machine Learning tools.
• Advanced reasoning skills in conjunction with an intimate understanding of how consumer credit systems work and how their outflows tie into the data warehouse.
• Elevated aptitude in deciphering and interpreting analytical documentation and criteria and the ability to translate that into independently created logic.
• 2 years’ experience with Tableau or other Visual Analytics tool such as PowerBI or SAS VIYA
• Experience working alongside and in unison with off-shore teams
• Strong oral and written communication skills with impact and influence
• Excellent communication skills with impact and influence.
• Commercially effective and collaborative across teams and functions.
• Intermediate EXCEL skill-set.
  
  

Grade/Level: 11

The salary range for this position is 90,000.00 - 155,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements

• You must be 18 years or older
• You must have a high school diploma or equivalent
• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
• New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months’ time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).
  
  

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment

When you join us, you’ll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard—but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we’re building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks , with more than 60% of our workforce engaged, you’ll find community to connect with an opportunity to go beyond your passions.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

Reasonable Accommodation Notice

• Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
• If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time
  
  

Job Family Group

Risk Management