SBA Underwriter III

Description Summary: The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties & Responsibilities: Supports Business Banking production by maintaining an individual pipeline of work. Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM. Utilizes single approval authority up to $3MM. Appropriately assess risk profile of borrower. Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed. Tasks as needed to support the line of business and job family. Performs other duties as assigned. Basic Qualifications: Bachelor's degree 5 years’ experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: Bachelor's degree in Business related field Proven track record to support high levels of loan volume Ability to underwrite credit exposures in excess of $2.5MM Previous authority to underwrite and decision credits without additional signers Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner Proficient use of Microsoft Office and other internet resources Ability to work independently on multiple tasks without compromising quality Excellence in customer service, highly motivated, focused and goal oriented Excellent written and verbal communication skills, including grammar and demeanor Strong organizational skills with attention to detail, planning and follow-up Additional Information: The Business Loan Center has many types of Underwriters III's, please reference the job posting title to see what type of Underwriter position is available. See below for additional skills needed. Types of Underwriting positions include: Portfolio Manager Underwriter III SBA Underwriter III Practice Finance Underwriter III Agriculture Underwriter III Investment Real Estate Underwriter III Extended Market Underwriter III (high dollar/complex loans) Additional Skills for Specialized Positions: SBA Underwriter III: 3 years of SBA underwriting required Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Hybrid Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to HuntingtonCareers@Huntington.com Reasonable Accommodations Reasonable Accommodations EEOC Disclaimer EEO is The Law EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity EEO is The Law - Supplemental Poster Pay Transparency Pay Transparency Nondiscrimination Provision (dol.gov) Tobacco Disclaimer Tobacco-Free Hiring Practice Agency Statement Huntington does not accept solicitation from Third Party Recruiters for any position.