Senior Credit Risk Consultant

Our client, a top tier Management & Strategy Consulting firm is looking for a Senior Credit Risk Consultant to join a top tier US Bank. The Credit Officer is an integral part of the second line of defense for the client, whose primary role is to manage the review and credit assessment of the clients’ portfolio of covering the Bank’s commercial real estate lending activities. The Credit Risk department is an independent risk oversight function. The Credit Officer evaluates credit risk transactions proposed by the business unit, provides satisfactory challenge, and recommends to Credit Committee for approval or rejection. Credit Risk interacts with the business unit to ensure that all information relevant to counterparty risk and anticipated return on equity are factored into the recommendation. Additional responsibilities include forward-looking identification of macro factors affecting the portfolio, portfolio monitoring and analysis, maintenance of various policies and procedures as well as timely approval of loan modifications and limit increases. The position will assist the Group Head of CRE Credit Risk in.

Qualification & Responsibilities:

·       Bachelor’s degree required; Graduate degree preferred.

·       Minimum of 10-15 years’ previous credit experience specifically geared towards analysis and understanding of commercial real estate lending activities.

·       Substantial experience as a Credit Risk Officer with an excellent understanding of credit risk and key regulatory metrics, as well as credit risk mitigation techniques.

·       Excellent written and verbal communication skills with ability to quickly establish credibility with Credit senior management and senior deal team executives.

·       Knowledge and understanding of internal credit rating models and methodologies, as well as credit risk monitoring approaches and systems.

·       Technical, analytical and quantitative skills with the ability to perform credit analysis.  Proficiency in MSWord, Excel and database management experience.  Argus (equivalent) a plus.

·       Bachelor’s degree required; Graduate degree preferred.

·       Minimum of 10-15 years’ previous credit experience specifically geared towards analysis and understanding of commercial real estate lending activities.

·       Substantial experience as a Credit Risk Officer with an excellent understanding of credit risk and key regulatory metrics, as well as credit risk mitigation techniques.

·       Excellent written and verbal communication skills with ability to quickly establish credibility with Credit senior management and senior deal team executives.

·       Knowledge and understanding of internal credit rating models and methodologies, as well as credit risk monitoring approaches and systems.

·       Technical, analytical and quantitative skills with the ability to perform credit analysis. 

·       Proficiency in MSWord, Excel and database management experience.  Argus (equivalent) a plus.