Mortgage, Title Licensed Loan Escrow Officer - Patriot Title (Remote - USA)

Position Overview:

Key Responsibilities:

Escrow and Loan Closing Management

• Oversee and execute the escrow process for high-volume residential loan transactions, ensuring accuracy and efficiency.
• Manage all phases of residential loan closings, including reviewing and preparing documents, coordinating disbursements, and resolving issues to ensure timely closings.
• Draft and follow escrow instructions in compliance with buyer, seller, and lender agreements.
• Ensure all loan closing documents, including title policies and deeds, meet legal, regulatory, and lender requirements.

Compliance and Risk Management

• Stay up to date on state and federal regulations governing escrow processes, particularly in licensing states like Texas or California.
• Ensure that all escrow files comply with RESPA, TRID, and other regulatory requirements for residential transactions.
• Identify and mitigate risks throughout the escrow process, ensuring funds and documentation are safeguarded.

Client and Stakeholder Communication

• Act as a liaison between buyers, sellers, lenders, real estate agents, and attorneys to facilitate smooth and efficient residential closings.
• Provide timely updates and proactive communication to all stakeholders, addressing inquiries and resolving discrepancies as needed.

Financial Oversight and Reporting

• Manage incoming and outgoing escrow funds, ensuring accurate and timely disbursements for residential transactions.
• Prepare and review settlement statements and reconcile escrow accounts.
• Maintain meticulous records of all escrow transactions and ensure proper documentation for audits.

Team Collaboration

• Work closely with internal teams, including title officers and loan processors, to ensure seamless operations.
• Train and mentor junior staff as needed to maintain quality and efficiency in the escrow process.

Qualifications:

Required Experience

• Minimum of 5 years of experience in escrow or title roles, with a focus on residential real estate transactions and managing high-volume closings.
• Proven ability to close 50 residential loans monthly in a fast-paced environment.

Licensing

• Licensed Escrow Officer in a state requiring licensing, such as Texas, California, or similar.

Technical Skills

• Proficiency in escrow management software and tools, such as SoftPro, ResWare, or similar platforms.
• Familiarity with loan origination systems and accounting software.
• Advanced knowledge of Microsoft Office Suite and Google Workspace.

Knowledge

• Strong understanding of escrow processes, title policies, and residential real estate laws.
• Familiarity with RESPA, TRID, and other regulatory frameworks governing residential loan closings.

Soft Skills

• Exceptional organizational and multitasking abilities.
• Outstanding written and verbal communication skills.
• High attention to detail and a proactive approach to problem-solving.

• Be part of a dedicated team committed to providing streamlined and efficient services to real estate professionals.
• Enjoy the flexibility of a remote work environment.
• Contribute to a dynamic and growing company.