What are the responsibilities and job description for the Senior CRA Compliance Risk Analyst I / II position at Trustmark?
Senior CRA Compliance Risk Analyst I / II
Location
US-MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA
Job ID
2025-18282
Category
Compliance
Type
Regular Full-Time
Job Grade
FLSA Status
Exempt
Working Hours
Monday - Friday 8am - 5pm
Job Location : Company
10243, CRA & Fair Lending, Within Trustmark Footprint
Overview
The responsibilities of this position include supporting the Bank's Community Reinvestment Act ("CRA") Program. This position will support the program through assistance in maintaining Trustmark's Satisfactory or better regulatory ratings that apply to the CRA Program. This senior compliance position combines knowledge and experience with CRA-related regulations to forecast regulatory standing through performance measurement as well as fair and responsible banking regulations to adequately support the program. It is responsible for identifying potential areas of concern to improve Trustmark's internal controls and reduce risk exposure. This position also performs the data analysis required for the calculation of the evaluation measures, inclusive of retail lending distribution tests, general performance standards, and presumptive CRA ratings.
Responsibilities
Senior CRA Compliance Risk Analyst I
Monitor CRA activities (lending, service, and investments) conducted by all areas of the bank for accuracy, eligibility, and completeness
- Examine first-line performance in CRA activities to determine if the line of business units or functional areas remain compliant with the CRA
- Maintain accurate workpapers that clearly describe the work performed, qualifying documentation, results of monitoring / testing, and any analyses conducted
- Deliver periodic reporting on performance to applicable committees and working groups
- Identify gaps and recommend new or revised policies, procedures, or monitoring methods
- Assist in developing and updating departmental procedures
- Support change management project development and implementation
- Proactively research and summarize new and existing relevant regulations or examination manuals for application to company policies and procedures using existing resources, tools, subscriptions and training courses
- Support the CRA team and Fair and Responsible Banking and Compliance Department, as needed
- Perform additional duties as assigned
Senior CRA Compliance Risk Analyst II
Qualifications
Senior CRA Complaince Risk Analyst I
Preferred :
Senior CRA Complaince Risk Analyst II
Physical Requirements / Working Conditions : Must be able to sit for long periods of time and use computer keyboard and / or mouse, while viewing computer screens.
Note : This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
