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Commercial Loan Processor

Two Rivers Financial Group
Burlington, IA Full Time
POSTED ON 2/4/2025
AVAILABLE BEFORE 4/4/2025

COMPANY OVERVIEW

Two Rivers Financial Group, Inc., through our wholly owned subsidiary of Two Rivers Bank & Trust offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Davenport, Des Moines, Fort Madison, Keokuk, Mediapolis, Mount Pleasant, Urbandale, West Burlington, and West Point, Iowa.

We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve.

Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career.   

Surround yourself with innovative solutions and empowered coworkers.  Come join the Two Rivers Team! 

POSITION PURPOSE

Provide support to loan department by collaborating with business bankers and other departments to produce commercial loan documents accurately and timely from loan origination to processing and servicing activities.

EDUCATION AND WORK EXPERIENCE

• High school diploma or equivalent.
• Some college preferred.
• Minimum of four years office experience required.
• Prefer prior commercial or residential loan processing experience.
• Basic background in accounting or related functions helpful.

SKILLS AND QUALIFICATIONS

• Basic computer knowledge and general office equipment knowledge required.
• Proficiency in Word, Excel and PowerPoint.
• Ability to maintain high degree of discretion and confidentiality.
• Effective communication skills; written and verbal.
• Exceptional customer service skills for both internal and external customers.
• Exceptional relationship building skills.
• Professional appearance and demeanor.
• Flexible and adaptable in a changing environment.
• Good problem-solving abilities.
• Attention to detail.
• Strong organization and time management skills.
• Ability to handle pressure and ability to multitask.
• Ability to work independently with minimum direction/supervision.
• Ability to work in a team environment.
• Basic math skills.

ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES

  • Maintains in depth understanding of loan portfolios to provide enthusiastic, professional and courteous service to internal and external customers.
  • Orders and tracks appraisals, title work, insurance, floods, UCC searches, etc.
  • Provides information to and answers questions from commercial customers, records messages and credit file documentation.
  • Assists Business Bankers in the closing process by preparing commercial loan documents in an accurate and timely manner, including, but not limited to indebtedness documents, collateral documents, guarantor documents and closing documents.
  • Reviews loans closed by other processors to ensure closing documents are complete and accurately loaded into the imaging system (Synergy).
  • Ensures all new loans, modifications and other related documentation is accurate, tracked and in compliance with regulatory and bank processes.
  • May disburse proceeds, process payments, transfer requests, wire requests, change of address, and preauthorized payment authorizations from customers.
  • Quotes and processes loan payoffs.
  • Ensures that the highest standards of operational excellence are maintained.
  • Performs all transactions within the confines of all State and Federal laws and Company policies and procedures.

SCHEDULE/TRAVEL/STATUS

• Full-time, Non-exempt
• In-office position (Not remote).
• Little to no travel required.

BENEFITS

  • Competitive Compensation    
  • Comprehensive Healthcare
  • 401K Retirement Plan
  • Employee Stock Ownership Plan
  • Life & AD&D Insurance
  • Long Term Disability Plan
  • Paid Time Off (PTO)
  • Paid Holidays
  • Paid Volunteer Hours
  • Part-time Employment Premium Pay
  • Weekend Premium Pay for Qualifying Positions
  • Professional Development and Advancement Opportunities
  • Employee Assistance Program

NOTICE

This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.

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