What are the responsibilities and job description for the Fraud Risk Analyst position at U.S. Bank National Association?
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
This Fraud Risk Analyst role focuses on fraud mitigation on a transactional basis. The role is responsible for managing, monitoring, and addressing fraud risk management projects on Corporate cards. This person will identify current fraud trends and anticipate future fraud based on previously identified spending behaviors. Additionally, they will work closely with internal teammates for fast turnaround of implementation of fraud rules to provide the best customer experience available.
The analyst will use SAS and other internal tools to pull information and assist in decision making strategies to provide and display clear, measurable results. They will also analyze the performance/customer experience to help us with decision making strategies to balance risk within the organization.
- Bachelor’s degree, or equivalent work experience
- Typically more than five years of applicable experience
- SAS and/or SQL experience is required
Preferred Skills/Experience
- Excellent mathematical and analytical skills
- Ability to work independently, but in close coordination with others as part of a team.
- Strong organizational skills and the ability to work efficiently and effectively to manage multiple assignments concurrently.
- Excellent verbal and written communication skills are necessary (ability to explain complex ideas in simple, non-technical language)
- Develop programs, methodologies and files for analyzing and presenting data
- Ability to run statistical analyses for significance, trends, forecasts and segmentation purpose
- Experience packaging and presenting analytical output
**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**
**We are hiring in the following locations:
Fargo, ND
Tempe, AZ
Minneapolis, MN
Cincinnati, OH
Charlotte, NC
Irving, TX
This position is not eligible for visa sponsorship.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,600.00 - $96,000.00 - $105,600.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Salary : $81,600 - $96,000
