Loan Syndication

About Us:

Umpqua Bank is headquartered in the Pacific Northwest with 5,000 employees and offers banking services to customers throughout the nation. It’s an especially exciting time to join our team as, following the recent merger with Columbia Bank, we have grown to become a leading western-based regional bank with more than $50B in assets under management and an unwavering commitment to our associates, our customers, and our communities.

We create a great place to work by offering a special brand of relationship banking and by providing a culture where associates thrive. Associates who embody our core values fit in well here and we are eager to meet candidates who demonstrate behaviors that align with Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships.

About the Role:

The loan syndication officer is responsible for managing the process of syndicating commercial banking facilities, including a review of the structure and pricing, identifying potential investors, managing borrower expectations, producing bank books and other distribution materials, tracking the process once it is started, and reporting on performance going forward.

• Manage all facets of the syndication in conjunction with the commercial account officer and credit administration
• Oversee sold syndication activity and reporting
• Prepare and provide reporting to executive management and the Bank’s regulators on the Bank’s syndicated activities (purchased and sold)
• Collaborate with the Bank’s credit administration, legal counsel, account officers, and unit managers in setting expectations, structuring deals, and communicating with borrowers
• Draft offering memoranda, proposals, and financial presentations detailing client and transaction-related fundamental information, including merits, risks, and risk mitigation
• Serve as a point of contact for investors during and after the syndication process
• Assist in the planning, management, and tracking for bank meetings and related events
• Actively source loan market data and maintain a database of comparable transactions and competitors
• Promote business for the Bank by maintaining strong, effective relations with investor banks and making referrals to the appropriate internal business partner when necessary.
• Assume responsibility for special projects, gather data, and prepare reports for management, auditors, and other interested parties
• Complete administrative tasks accurately and in a timely manner
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become “Business Bank of Choice”
• May perform other duties as assigned.

About You:

• College degree in Bachelor’s degree or equivalent in Accounting, Finance, Business or equivalent work experience (required)
• 3 year of work experience in commercial banking or other comparable analytical work with two years in loan syndications (Required)
• 2 years of work experience in syndications (Required)
• Advanced skills to effectively communicate and facilitate discussions, and negotiate deals with professionals at a high level within internal and external organizations
• Advanced knowledge of related state and federal lending and compliance laws, rules, and regulations.
• Advanced knowledge of the the Bank’s lending policies
• High level of accuracy and attention to detail in preparing reports and documentation
• Strong project management skills to handle multiple tasks and projects simultaneously
• Strong analytical skills to assess and structure complex financial transactions
• Advanced proficiency with personal computers and related software packages such as Word and Excel, and other business machines.Basic computer skills

Travel Type: Frequent

Workstyle: Fully onsite

Our Benefits:

We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $98,000.00 - $175,000.00 and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity:

Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@umpquabank.com

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.