Loan Officer

Why Unisource Mortgage Services?

We are an award-winning family-owned mortgage brokerage that has been serving the Lowcountry and Beyond since 1997. As evidenced by our 5-star reviews on Google, we pride ourselves on delivering the best customer service in the industry combined with the most innovative mortgage product solutions to suit our clients needs. Despite the ever-changing world of technology that affords us the ability to work more quickly and efficiently, we always make sure our clients receive the personal care and attention they deserve. As a mortgage broker, we offer an array of products ranging from Conventional, to Government, to Non-QM.

Our Commitment to You

We have your back. Our management team is here to provide you with the training, support, and tools you need to succeed. From application to closing, we will aid you in facilitating a smooth and seamless process for our clients. Our on-site processor stands ready to assist you in all phases of processing and underwriting. All you need is a go-getter attitude and a desire to WIN each and every day. Success comes to those who work at succeeding, and we'll be working alongside you as much as you need or want us to.

Job Description

As a Mortgage Loan Officer, your responsibilities will include, but not be limited to:

• Build, develop, and maintain relationships with clients, real estate agents, and other referral sources.
• Meet/talk with prospective clients to understand their needs and goals as related to homeownership or refinancing their property.
• Assist clients in completing mortgage application (as necessary). We have a safe and secure online application portal for clients to provide their information and upload any supporting documentation.
• Ensure compliance with all regulatory requirements and company policies.
• Be accessible to clients in the manner that THEY prefer (i.e. in person, by phone, via text message, etc.). Timely and effective communication is key in building trust with clients and ancillary parties involved in the transaction.
• Be informed about industry trends, products, and market conditions so that you are seen as the expert you represent yourself to be.
• interview applicants to gather information regarding their financial status and needs.
• Analyze applicants' creditworthiness utilizing LOS and program guidelines.
• Explain loan options, terms, and conditions to clients clearly and effectively.
• Provide exceptional customer service by addressing client inquiries and resolving issues promptly.

Qualifications

• Minimum of two years in the mortgage industry as either a loan processor or loan originator is preferred, but will consider applications with non-industry experience if applicant has prior sales experience.
• Familiarity of loan underwriting guidelines, processes, procedures, and statutory regulations such as TILA and RESPA.
• Excellent communication and interpersonal skills to convey complex information clearly.
• Detail-oriented with strong organizational and time management skills.
• Excellent collaboration skills, working effectively with a team environment to achieve common goals. We are here to help you succeed.
• Self-motivated and goal-oriented with a passion for helping clients achieve their goals. If you need to be micro-managed, you are not who we are looking for.
• Highest of ethical standards and a commitment to transparency and always working in the clients' best interests.
• Bi-lingual candidates are encouraged to apply!

Benefits

• Competitive commission structure with monthly draws available.
• Simple IRA with up to 3% company match.
• Company-paid opportunities for professional growth and development.
• Supportive and family-oriented work environment.
• Flexible Hours. Your income is a direct reflection of the time and work you put into the job. We do not mandate a minimum number of hours or require a certain amount of loan production. We assume you are hard-working and have your own financial goals to achieve.

If you are a dedicated professional looking to join a reputable, family-owned company that values the trust that our community has placed in us for nearly three decades, we encourage you to apply to become part of our dynamic company.

EEO STATEMENT

Unisource Mortgage Services provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Discrimination of any type is not tolerated.

Job Type: Full-time

Pay: $68,000.00 - $200,000.00 per year

Benefits:

• 401(k) 3% Match
• Flexible schedule
• Professional development assistance

Compensation Package:

• Commission only

Schedule:

• Choose your own hours

Work Location: Hybrid remote in Bluffton, SC 29910

Salary : $68,000 - $200,000