What are the responsibilities and job description for the Associate Portfolio Manager position at United Business Bank?
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.
About United Business Bank
We are a publicly traded Regional Bank with over $2.5B in assets and 35 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
About the Position...
The Associate Portfolio Manager (APM) is an onsite position and does not have remote opportunities.
The Associate Portfolio Manager (APM) will work with the Regional Team Lead Portfolio Management to learn the Banks policies, procedures and systems. They are responsible for assisting the designated Client Relationship Manager (CRM) and/or Portfolio Manager (PM) with a variety of tasks, such as monitoring past due loans and contacting clients as necessary to obtain payment, staying on top of approaching maturities and submit renewals timely, ensuring that loan files are complete and in accordance with Bank policy, monitoring covenants, and for actively managing technical exceptions as needed. In addition, the APM is responsible for managing a smaller, less complex portfolio as assigned. The APM will also be responsible for assisting loan clients with their questions related to the loan process, and for ensuring that all loan conditions are met prior to a loan being funded. This position will also be responsible for coordinating and/or performing annual site inspections, and ensuring that all appraisals, prelims and environmental reports are ordered, reviewed and processed timely and accurately. They will also be asked to support the Regional Team Lead Portfolio Management, the Chief Lending Officer and the Lending Team with other duties as assigned by the Regional Team Lead Portfolio Management. In addition, the APM will perform all duties accurately, timely, efficiently and according to Bank policies, procedures and regulatory guidelines, as well as the SBA SOP, if appropriate.
About You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education/Certification: Bachelors Degree in Business or related field, preferred.
Required Knowledge: Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.
Experience Required: Minimum of 2 years experience in the financial services industry.
Skills/Abilities:
- Strong oral and written communication abilities.
- Strong math skills.
- Strong interpersonal skills.
- Strong multi-tasking skills.
- Strong business development techniques and cross-selling skills.
- Ability to identify, analyze and handle credit requests.
- Good organizational skills.
- Good personal computer skills, ability to use Word and Excel.
- Professional appearance, dress and attitude.
Location: Onsite, no remote
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
