What are the responsibilities and job description for the Portfolio Manager I position at United Business Bank?
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.
About United Business Bank
We are a publicly traded Regional Bank with over $2.5B in assets and 35 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
About the Position...
The Portfolio Manager I is an onsite position and does not have remote opportunities.
The Portfolio Manager I (PM I) is responsible for managing an existing book of loans/relationships by performing a variety of tasks such as monthly calls to all existing clients, annual site inspections, analysis of client’s financial statements, staying on top of approaching maturities to ensure that renewals are submitted timely to avoid unnecessary extensions, ensuring that loan files are complete and in accordance with Bank policy, and for actively managing technical exceptions. The PM I is also responsible for providing service to those client relationships by identifying their financial needs and filling those needs with the wide range of products and services offered by United Business Bank. These products and services may include extensions of commercial and/or real estate credits, demand, cash management, savings or time deposit account products or other services offered. They are responsible for analyzing loan requests and determining whether a loan is within an acceptable risk within the framework of the Bank’s policy and for preparing the required documents and submitting it for approval. The PM I is equally responsible for monitoring economic conditions applicable to the client’s financial condition as it may relate to increased risk to the Bank. The PM I will support the Regional Team Lead – Portfolio Management, the Chief Lending Officer and the Lending team with other duties as assigned. In addition, the PM I will perform all duties accurately, timely, efficiently and according to Bank policies, procedures and regulatory guidelines, as well as the SBA SOP, if appropriate.
About You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education/Certification: Bachelors Degree in Business or related field, preferred.
Required Knowledge: Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.
Experience Required: Minimum of 3 years' experience in the financial services industry.
Skills/Abilities:
- Strong oral and written communication abilities.
- Strong math skills.
- Strong interpersonal skills.
- Strong business development techniques and cross-selling skills.
- Ability to identify, analyze and handle credit requests.
- Good organizational skills.
- Good personal computer skills, ability to use Word and Excel.
- Professional appearance, dress and attitude.
Location: Onsite, no remote
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
