Credit Analyst

Job Description

Job Description

Responsibilities :

• Assist the Credit Department Manager with all aspects of lending
• Facilitates the preparation of credit underwriting and analysis of new and existing loans
• Ability to analyze personal and corporate tax returns along with financial statements to compile a comprehensive analysis for rending decisions
• Assist in on-going covenant and financial monitoring
• Works closely with Commercial Loan Officers in gathering financials and documentation imperative in making a sound credit decision
• Prepares and assembles various monthly and quarterly reports as needed for submission to management
• Maintain a good working knowledge of the Banks lending policies and procedures and identify exceptions to policy

Requirements :

• Bachelors degree in Finance or related degree (or equivalent experience)
• 3 years of experience in commercial loan underwriting required
• Proficient in Microsoft Office applications
• Knowledge or interest in learning reporting and data analysis tools
• Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details
• Ability to effectively manage ones time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.