What are the responsibilities and job description for the Financial Analyst position at UnitedOne Credit Union?
Description
Our Financial Analyst provides support and analysis of rate of return, depreciation, working capital, acquisition opportunities, balance sheet and income statement trends and major capital expansions. Prepares forecasts and analyzes trends in sales, finance, general business conditions, and other related areas. Supports all are of the credit union through reporting and analysis.
Our Financial Analyst will foster our “United For You” service promise which requires taking personal responsibility for providing outstanding member service that builds loyalty and supports a service selling environment. Our Analyst will also work collaboratively to foster a culture that encourages diversity and independent thinking and a member-centric, digital organization to meet or exceed UnitedOne’s mission, strategic objectives, and promote the overall success of the credit union.
Requirements
Knowledge and Skills
EXPERIENCE: 2 years of experience in banking required; or equivalent combination of education and experience. General understanding of interest rate risk and liquidity risk and approaches to quantifying and modeling these risks required, including knowledge of financial market instruments and regulatory requirements for bank Experience with quantitative models used for risk management, including ALM and liquidity risk management preferred.
EDUCATION/CERTIFICATIONS/LICENSES: Bachelor’s degree (B. A.) in Finance, Accounting, or Economics required.
INTERPERSONAL SKILLS: A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/ or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to managers.
OTHER SKILLS: Knowledge of accounting principles generally accepted in the United States of America, basic characteristics of financial assets and liabilities, and basic statistical analysis. Ability to work standard personal computer (including peripheral equipment), ten-key calculator, view a computer terminal for varying periods of time, and to learn and retain the proper use of office equipment, including facsimile machines and photocopies. Must able to work with various PC software. Strong ability to read, analyze and interpret financial reports; perform complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals; strong project management skills desired.