Finance Manager

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Description

US Auto Trust is one of California’s fastest growing automotive groups. We are proud to have a stable of legendary brands such as Aston Martin, Land Rover, Jaguar, Lotus, and Cadillac.

Our Dealership, Jaguar Land Rover Newport Beach, is seeking a results-driven, customer-focused Finance Manager to join our team.

The Finance Manager structures car deals for clients with average to above credit, in compliance with finance lender guidelines and auto dealership policy, resulting in quick funding, and a high level of customer satisfaction.

Compensation: Our commission-based pay structure allows an earning potential $150,000-$250,00/year

Responsibilities

• Knows and implements dealership policies and procedures.
• Communicates all problem deals to management immediately.
• Addresses missing stipulations communicated from lender immediately.
• Adheres to a standard of professional ethics and is respectful to customers.
• Knowledge of state regulations regarding finance and the Fair Credit Reporting Act.
• Train and supervise sales staff regarding any changes in regulations and the Fair Credit Reporting Act.
• Accessing and managing sensitive financial documents, including credit reports, loan applications, and tax information.
• Structures deals in accordance with lender and dealership guidelines while never intentionally misrepresenting a deal.
• Performs credit interview, prepares credit application, and verifies accuracy of all material information on the credit application and submits to lender.
• Maintains confidentiality of customer information making sure to disclose financial information to customers.
• Analyzes credit reports, able to recognize a conventional deal and turns over accordingly.
• Handling large sums of money or financial transactions.
• Ensuring compliance with legal and ethical standards for financial services.
• Building and maintaining trust with customers while discussing financing options.
• Reviewing and approving significant financial agreements and transactions.
• Sells credit insurance and service contracts.
• Maintains good lender relations while maintaining a lender guide of programs currently used and obtains a working knowledge of them.
• Evaluates new lender programs, goes over deals with lenders, and works diligently on all deals.
• Maintains current inventory log, move old inventory and makes recommendations to management.
• Maintains a call-in log and contracts in transit log (funding package).
• Trains administrative personnel on assembling funding packages, reviews funding packages prior to mailing.
• Shows and demonstrates vehicles when necessary.
• Designs and places advertising for special finance.
• Properly cost special finance deals (prepares profit sheets) and receipts deposits immediately.
• Other tasks as assigned.
  
  

Education & Experience

• High school diploma or equivalent required; bachelor's degree in related field preferred
• At least three years' experience as an automotive F&I Manager
• Excellent communication (written, verbal, interpersonal)
• Excellent math and computer acumen
• Ability to set and achieve targeted goals
• Organization and follow-up skills
• Proficient in Microsoft applications
• Valid driver’s license and have and maintain an acceptable, safe driving record
• Bilingual is a plus
• AFIP certification a plus
  
  

What We Offer

• Comprehensive benefits program, including health care options (medical, dental and vision) and 401k savings with company match.
• Training, resources and opportunities for career growth and advancement, tailored to individual performance, experience and interests.
• Values-driven culture built on integrity, professionalism, excellence and teamwork
  
  

We are a Drug Free, Tobacco Free, Non-Smoking (including e-cigarettes) company and Equal Opportunity Employer (EOE).