Sr. Accountant

Description

Company Overview:

At Vault, we are not just insuring assets. We are reducing risks with data-driven technology to Protect What Matters Most to our customers.

Our team is driven by a shared commitment to protect customers' most prized possessions. We look at the bigger picture to provide custom solutions, exceptional service, and risk management to protect their legacy proactively.

Thinking about joining our team? We look for self-motivated and inventive individuals dedicated to providing the highest level of service to our customers and partners. 

The Sr. Staff Accountant will be a hybrid role (3 days/week) in our St. Pete or West Palm Beach, FL office location.

Why Choose Vault:

37% growth rate in staff since December 2021.

Our Financial Strength is rated an A- by AM Best.

Rated 4.5 stars based on our customer experience reviews

Our leaders are respected innovators with decades of insurance expertise.

Vault’s proprietary technology allows for enhanced capabilities, speed, and efficiency.

Leading high-net-worth insurance provider with a foundation in customized solutions.

Comprehensive benefits tailored to your lifestyle.

Job Responsibilities include:

General Ledger & Accounting Operations

Perform monthly, quarterly, and annual close processes, including preparation of journal entries, reconciliations, and variance analysis.

Maintain and reconcile general ledger accounts with a focus on accuracy and completeness.

Ensure compliance with internal controls and accounting policies.

Financial Reporting

Assist in the preparation of financial statements in accordance with GAAP and statutory accounting principles (SAP).

Support  regulatory reporting requirements, including NAIC quarterly and annual statement filings.

Contribute to internal and external audit processes, providing documentation and analysis as needed.

Insurance-Specific Accounting

Support the accounting for unearned premium reserves, loss reserves, reinsurance, and policy acquisition costs.

Work closely with underwriting, claims, and actuarial teams to ensure accuracy of financial results.

Assist with reinsurance accounting, including ceded premium and recoverable reconciliation.

Process Improvement & Special Projects

Identify opportunities to improve accounting processes, increase efficiency, and enhance financial reporting.

Support system implementations, upgrades, or enhancements (e.g., general ledger, subledgers, reporting tools)

Participate in cross-functional initiatives, including financial planning, audit readiness, and regulatory changes.

Requirements

• Bachelor’s  degree in Accounting, Finance, or related field; CPA or progress toward certification strongly preferred.
• 3–6 years of accounting experience, ideally within the insurance or financial services industry.
• Solid understanding of GAAP; familiarity with statutory accounting (SAP) and NAIC reporting is a plus.
• Strong  analytical, organizational, and communication skills.
• Experience with accounting systems (e.g., Workday, or similar) and proficiency in Excel.
• Ability to work independently and manage multiple priorities with attention to detail.

Benefits include but are not limited to: 

Flexible Spending Accounts & Health Savings Accounts, with company contributions 

Company paid comprehensive life & disability insurance plans. 

24/7 Telehealth Doctor Access, Virtual wellness screenings, Employee Assistance Programs 

Company 401k retirement plan with Day 1 eligibility (6% company match, 100% immediate vesting) 

23 PTO days/yr 10 paid holidays... and so much more! 

We believe diversity makes us better, and we seek to create a workplace where all feel a sense of belonging.