Underwriter II / Senior Underwriter

• An exceptional company with a firm commitment to its people and culture
• Become a key part of a forward-thinking, inclusive, and diverse team that values every perspective
• Earn a competitive salary, and comprehensive benefits! 

By innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe-prone communities. We are transforming old insurance practices by embracing Nature’s volatility and turning “problems” into potential. Our uncommon approach to business creates uncommon careers where employees are empowered to flourish.

Picture a workplace free from bureaucracy—a community of over 140 passionate individuals across four offices and remote locations, with over 20% ownership by employees. At Velocity, your voice matters, and your impact is celebrated. Our culture rejects hierarchy; instead, performance is valued at every level—individual, company, and team.

Rewrite the narrative of insurance with us, a company recognized in Business Insurance’s 'Annual Best Places to Work'. Our integrity and commitment, embodied in our AM Best A- rating, define us. Thrive amid challenges—Join us, and let your career race ahead with Velocity!

To learn more about us, please visit: velocityrisk.com/about

Velocity Risk is offering an exciting opportunity for full-time Underwriter II and Senior Underwriter roles, featuring a hybrid work arrangement of two days from home and three days in-office, based at one of our sites in Chicago, IL; Atlanta, GA; Nashville, TN; or Birmingham, AL.

Shared Responsibilities:

• Analyzing and underwriting a profitable book of business for Commercial Lines, including determining risk acceptability, setting pricing, and establishing underwriting guidelines
• Auditing underwriting files and accounts for process improvements
• Nurturing and developing positive relationships with agencies and producers in assigned territories, while strengthening existing partnerships
• Managing, training, and mentoring a team of Underwriters Is and Assistants

As a Commercial Underwriter II, you are responsible for analyzing and underwriting business for Commercial Lines to meet Combined Ratio and capital metric goals.

Underwriter II Specific Responsibilities:

• Assisting the Senior Underwriter team with a variety of responsibilities
• Achieving business unit objectives through quality decision-making and strict adherence to underwriting practices
• Collaborating and partnering with the larger Commercial Lines team and across departments to enhance and improve Velocity Risk's products and services

As a Senior Underwriter, you are responsible for building a large book of business as well as coaching and mentoring underwriters and underwriting assistants.   

Senior Underwriter Specific Responsibilities:

• Serving as a front-line manager for Velocity, overseeing various operational aspects
• Assisting the Head of MMB in managing the underwriting functions within MMB
• Collaborating with business units like Claims, Compliance, and Operations to prioritize projects and implement efficiencies for optimal underwriting and business performance
• Proactively coaching and engaging a team of Underwriters and Underwriting Assistants, enhancing their daily performance and skillset
• Partnering with department AVP’s and the Head of MMB to develop and suggest improvements for underwriting frameworks and product offerings

To qualify for the Underwriter II role, you must have a minimum of 3 years of Commercial Insurance experience with Bachelor’s degree (Risk Management or similar) or equivalent industry experience.

To qualify for the Senior Underwriter position, candidates need a minimum of 5 years of experience in Commercial Insurance, coupled with prior management and leadership experience, along with a Bachelor's degree or equivalent industry experience. You embody competence, demonstrating the ability to make sound decisions under pressure in areas encompassing both underwriting and personnel management.

Shared Qualifications and Attributes:

• Possession of professional insurance designations (asset)
• Experience in disaster insurance (asset)
• Strong foundational knowledge of underwriting best practices and strategies
• Deep understanding of insurance processes, including claims and Broker of Record changes
• Comprehensive awareness of the intermediary role, ensuring effective broker-client interactions
• Familiarity with underwriting software
• Proficiency in Microsoft Suite, including Excel, Word, PowerPoint, and Outlook
• Willingness to take a hands-on approach and actively assist in various tasks
• Demonstrated ability to work collaboratively, exceeding personal duties to support team members
• Proven experience in leading, training, and guiding others
• Exceptional skill in building strong, impactful relationships with stakeholders, both internally and externally

As an ideal candidate, you are an individual who combines autonomous, results-driven work with a collaborative ethos. You should be self-motivated, possess strong organizational and communication skills, capable of articulating clear messages across all levels. Your agility in multitasking reinforces our culture of balancing business objectives with a service-focused approach, essential in fostering robust relationships.

In exchange for your hard work and dedication, you will receive a highly competitive salary, negotiable dependent on experience, along with a great host of benefits, including:

• Medical, Dental, and Vision fully subsidized by Velocity
• Health Savings Account with employer contributions
• 401k after 6 months of employment
• Education and Certification Reimbursement and Bonus programs
• Paid Time off and company Holidays with floating holidays for flexibility 
• Gym membership reimbursements
• Volunteer rewards and “give-back” initiatives
• In-office lunch provided daily

If you are interested in progressing your career with a growing company, apply today! 

About the Company:
Velocity Risk

Industry:
Insurance