What are the responsibilities and job description for the Credit Risk Analyst (Equipment Leasing) position at Vimerse InfoTech Inc?
Credit Risk Analyst (Equipment Leasing)
Mount Laurel, NJ Hybrid
Skills : Equipment Leasing, Commercial Lending, B2B lending, Vendor Risk Management, Credit Training Program
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The candidates should be ready to work in extended shift : 10 : 30 AM to 7 PM EST (2 days a month)
Must have :
- 3-5 years of direct experience in Equipment Leasing, Risk Analysis & Vendor Risk Management in the Finance realm.
- Experience in B2B lending or Commercial lending.
- Participated in bank credit training program.
- Experience in leverage resources such as Dun & Bradstreet, Credit Bureaus (including Experian, Trans Union, Moody's, S&P, Fitch and Equifax), and other relevant commercial bureau reports to make informed and sound credit decisions.
Job Summary
The Credit Risk Analyst is responsible for making sound credit decisions within required turnaround times, investigating and decisioning credit requests using all available credit resources within the realm of Equipment Leasing & Financing. Required competencies include strong analytical, communication, negotiation, and creative thinking skills, with a thorough understanding of automated credit scoring and risk rating analytics. Team player regularly collaborating with other Risk Analysts and inside and outside sales representatives. Regularly communicates with originations, documentation, and collections / portfolio management departments to resolve risk management issues within appropriate guidelines. Supports automated credit scoring model maintenance and upgrades, as needed, by facilitating credit scoring enhancements in collaboration with the IT department.
This position is full time and offers a hybrid work schedule requiring you to be in the office Tuesdays and Wednesdays with an option to work from home the remainder of the week (unless a specific business need arises requiring in office attendance on other days). Note that work schedules and office reporting requirements may change from time to time based on business needs.
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