What are the responsibilities and job description for the Credit Manager position at Virtual?
Job Overview
We are seeking an experienced and driven Credit Manager to lead our credit department. The ideal candidate will oversee credit policies, manage high-value accounts, and ensure optimal cash flow while maintaining strong customer relationships. This role is crucial in balancing risk management with business growth opportunities.
Key Responsibilities
- Develop and implement credit policies and procedures
- Analyze financial statements and credit reports to determine creditworthiness of new and existing customers
- Manage a portfolio of accounts ranging from $5,000 to $500,000 with a total portfolio of $7.5 million to $9.5 million at any given time
- Lead collection efforts on past-due accounts and negotiate payment terms
- Collaborate with sales and finance teams to support business growth while minimizing credit risk
- Provide regular reports on credit performance and risk exposure to senior management
- Supervise and mentor the accounts receivable team
- Continuously improve credit and collection processes
Qualifications
Key Skills
What We Offer
