Associate Counsel, Regulatory Affairs

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa operates the world's largest retail electronic payments network and is one of the most recognized global financial services brands. Visa facilitates global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government entities.

We offer a range of branded payment product platforms, which our financial institution clients use to develop and offer credit, charge, deferred debit, prepaid and crypto-linked programs to cardholders. Visa's card platforms provide consumers, businesses, merchants and government entities with a secure, convenient and reliable way to pay and be paid in 170 countries and territories.

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

Position Summary:

We are seeking an experienced attorney to provide legal advice on consumer payments, fintech, and emerging payments and fintech-related issues, including digital assets.  The position is for an Associate Counsel, who will report to a Senior Director, Senior Managing Counsel, Regulatory Affairs.  The position will be based in San Francisco, CA, Washington, DC, or Atlanta, GA.

Responsibilities:

The attorney will be actively involved in providing regulatory support for a variety of Visa products, services, and operational functions.  The business stakeholders within the Company include those that work on consumer payments, fintech offerings, and digital assets.  The attorney will work closely with other experienced lawyers and risk and compliance professionals. 

The attorney will also be responsible for supporting the Company’s regulatory and government activities in the U.S. and globally, including assisting with the development of overall strategy and management of relationships with regulators focusing on emerging payments and fintech-related issues.   

Applicants must be skilled at managing multiple priorities in a fast-paced and challenging, but highly rewarding, environment, have good judgment and strong analytical, client counseling, and negotiation skills, be an adept issuer spotter and creative problem solver, be self-motivated, and, most importantly, be an optimistic, curious, and collaborative team player.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications
2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications
3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
•Required Education: JD (admitted to practice law in the United States)
•3 to 5 years' attorney experience, preferably in top law firm, in-house, or government environments
•Knowledge of U.S. laws and supervisory guidance and practices applicable to card and non-card payments, fintech offerings, and/or digital assets, including Reg. Z, Reg. E, Reg. II
•Familiarity with bank-fintech model and/or money transmission regulatory and licensing requirements
•Experience with international regulatory regimes on payments a plus
•Experience providing practical, strategic, and business-oriented legal advice
•Excellent interpersonal skills. Must have ability to build strong working relationships with internal clients at all levels of management and work within cross-functional teams to develop solutions to complex legal/business issues
•Ability to effectively manage multiple time sensitive task
•Must be detail-oriented and demonstrate strong analytical and problem-solving skills
•Ability to work independently and collaboratively
•A passion to engage deeply with payment regulatory issues
•Experience providing practical, strategic, and business-oriented legal advice
•Excellent interpersonal skills. Must have ability to build strong working relationships with internal clients at all levels of management and work within cross-functional teams to develop solutions to complex legal/business issues
•Ability to effectively manage multiple time sensitive task
•Must be detail-oriented and demonstrate strong analytical and problem-solving skills
•Ability to work independently and collaboratively
•A passion to engage deeply with payment regulatory issues

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 152,900 to 195,000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.