Loan Analyst II

As the largest life insurance premium finance company in the country, Wintrust Life Finance provides customized financing solutions to qualified borrowers seeking to finance their life insurance premiums. Our financing solutions have supported numerous planning structures, including traditional wealth transfer, key-man insurance, buy-sell arrangements, split dollar arrangements, term alternatives, charitable giving, income replacement strategies, and more. Wintrust Life Finance is a subsidiary of Wintrust, a financial services company with more than $62 billion in assets.

Position Overview

The Loan Analyst II will perform aspects of the loan process for their assigned relationship-based book of business. The candidate must have the ability to build solid relationships, both internal and external, and create successful partnerships. Must excel in a high-pressure environment and demonstrate time management and the ability to meet deadlines.

What You Will Be Doing

• Maintain a "customer is first" environment to meet or exceed expectations and needs
• Protect the Bank's assets and maintain quality of the portfolio by adhering to lending policies and procedures
• Ensure that credit decisions and recommendations are made in accordance with credit principals and in compliance with policies
• Oversee documentations and ongoing monitoring of assets and client portfolio
• Preparing and issuing loan packages and credit correspondence
• Follow-up with brokers/clients to ensure that requirements needed for renewals and reviews are collected and delivered on a timely basis
• Increase existing client business by identifying cross-selling opportunities in lending and deposits
• Coordinate with Credit Officers, Portfolio Management and Legal Counsel to approve premium finance loans
• Manage and monitor defaulted loans by assisting brokers/clients to meet their client's unique circumstances and requests
• Oversee all phases of loan processing, including exposure model generation, legal document preparation, funding, collateral management and default/liquidation
• Compile in depth credit recommendation summaries through the analysis of tax returns, financial statements, brokerage accounts, and credit reports
• Performs other duties and responsibilities as assigned by management
  
  

Qualifications

• 1 – 3 years of financial services or insurance industry experience, preferred
• Bachelor’s degree (Finance, Insurance, Business preferred)
• Knowledge of standard business practices and working in team environment
• Detail oriented with strong analytical skills
• Strong communication skills and work ethic
• Ability to work independently and prioritize in a fast-paced environment
• Self-starter with the ability to work with minimal supervision
  
  

Benefits

Medical Insurance

• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance
  
  

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.