Credit Risk Strategy Expert - Global Payment

Responsibilities

Team Introduction
The Global Payment team of Bytedance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok.

Responsibilities:
1. Responsible for assessing and managing the risk of credit business, ensuring the safety and stability of the business.
2. Conduct risk assessment of credit business, and formulate corresponding risk management strategies based on the results.
3. Monitor and analyze risk indicators of credit business, and alert and handle exceptions.
4. Participate in the development and implementation of credit business risk management policies and processes.
5. Collaborate with business departments and other relevant departments to jointly control and reduce business risks.
6. Regularly submit risk assessment reports and recommendations to support business decisions.

Qualifications

Minimum Qualifications:
1. Solid risk management knowledge and skills, familiar with risk assessment and risk control methods and processes.
2. Excellent data analysis and statistical skills, able to skillfully use risk management tools and software.
3. Good communication and teamwork skills, able to work closely with business departments and other relevant departments.
4. Strong sense of responsibility and execution ability, able to solve problems independently and complete tasks on time.

Preferred Qualifications:
1. Bachelor's degree or above, majoring in finance, economics, statistics, or related fields.
2. 5 years or more of practical experience in credit risk management, familiar with risk management in areas such as BNPL, Cash Loan, and Supply chain finance etc

Job Information

About Us

Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.

Why Join ByteDance

Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.

As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.