Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm’s Enterprise Risk Management (ERM) team is focused on enabling informed risk based decisions by establishing enterprise standards, governance practices and independent risk oversight programs to safeguard our business, people and brand. We’re seeking an Enterprise Risk Management (ERM) Manager to support existing ERM programs and contribute to the development of new risk focused initiatives.
What You’ll Do

• Support the enterprise-wide risk assessment process, create centralized risk registers and facilitate escalation processes.
• Support the execution of strategic projects for the wider ERM team including the creation of an RCSA program to support the Operational Risk Program
• Propose and implement ERM Program enhancements related to frameworks (e.g. Product Governance, Data Governance), standards, procedures, and tooling
• Support international market ERM program maturity
• Identify/track risks related to legal contract commitments
• Support Enterprise-wide Risk Management Committee execution
• Facilitate Enterprise-wide emerging risk program
• Lead the enterprise resiliency program by:
• Facilitating and analyzing core elements of a Business Continuity Program (BCP), such as Business Impact Analysis (BIA), Risk Analysis, Business Continuity Plan (BCP) development
• Active coordination with the overarching Affirm BCP team to drive process consistency throughout the organization (including supporting Disaster Recovery program efforts)

What We Look For

• 6 years of professional work experience in Enterprise and/or Operational Risk in a regulated environment, preferably in banking and financial services
• Bachelor's degree in a quantitative field (e.g. Finance, Economics, or equivalent experience)
• Self-starter with the desire to ramp up quickly, collaborate, execute and propose alternative or creative solutions when necessary
• Experience supporting and/or facilitating risk management committees
• Excellent time management, quantitative/analytical skills, critical thinking and communication skills
• Resourceful and can work well independently
• Proficient in Google Workspace applications, GRC platforms and other task management tools (e.g. JIRA, Asana, Auditboard)
• Resourceful and can work well independently

Base Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Please note that visa sponsorship is not available for this position.
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BenefitsWe’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.