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Staff Software Engineer, Backend (Credit Engineering)
Affirm Charlotte, NC
$110k-131k (estimate)
Full Time | Lending & Credit 4 Days Ago
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Affirm is Hiring a Staff Software Engineer, Backend (Credit Engineering) Near Charlotte, NC

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Join the Credit Engineering team and partner with Product and Credit Risk to solve complex challenges on how to protect consumers from overextending themselves while enabling Affirm to be where consumers need us most. As part of the team, you will focus on designing and implementing new features in our underwriting platform to support our partnered merchants and our users across a wide number of interfaces, including Affirm Card, ecommerce sites, and the app. You will have a direct impact on the performance of Affirm as we look to continue to grow and expand the reach out of Affirm loans in a safe and responsible way for our customers!
What You'll Do
  • Design and build new features for our credit underwriting platform
  • Lead technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems
  • Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs
  • Improve engineering standards, tooling, and processes throughout the organization
  • Work with product managers and credit risk analysts to influence the strategy and delivery of the underwriting platform and its capabilities
  • Work with technical leaders in the team to design and implement insightful, forward-looking approaches that go beyond the direct team and solve large open-ended problems
  • Actively contribute to components of our underwriting system while also improving the health of surrounding systems
  • Collaborate with engineers within our team and across the organization to build the next generation of the financial products
  • Learn and improve engineering standards, tooling, and processes across the platform
What We Look For
  • 6 years of experience as a software engineer with leadership responsibilities
  • Experience mentoring other engineers in a technical capacity through sharing your learnings and providing feedback that will help the team grow
  • Proven track record of developing, testing, and shipping high-quality software at scale
  • You enjoy leading technical architecture discussions and drive technical decisions within your team and beyond
  • You communicate clearly both verbally and in writing. If anything, you trend towards over-communication
  • Eagerness to learn new things and the curiosity to understand the unknown
  • Familiarity with Python, AWS, Java/Kotlin, MySQL, Github is a plus
  • Empathy to help support our partners and teammates
  • Prior experience building, launching and maintaining consumer scale products
  • Strong cross-team communication and collaboration skills
  • Experience scaling systems in a service oriented architecture
Base Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000
USA base pay range (all other U.S. states) per year: $200,000 - $250,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BenefitsWe’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Job Summary

JOB TYPE

Full Time

INDUSTRY

Lending & Credit

SALARY

$110k-131k (estimate)

POST DATE

06/24/2024

EXPIRATION DATE

08/19/2024

WEBSITE

affirm.com

HEADQUARTERS

SAN FRANCISCO, CA

SIZE

1,000 - 3,000

FOUNDED

2003

CEO

MAX LEVCHIN

REVENUE

$50M - $200M

INDUSTRY

Lending & Credit

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The following is the career advancement route for Staff Software Engineer, Backend (Credit Engineering) positions, which can be used as a reference in future career path planning. As a Staff Software Engineer, Backend (Credit Engineering), it can be promoted into senior positions as a Software Engineer IV that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Staff Software Engineer, Backend (Credit Engineering). You can explore the career advancement for a Staff Software Engineer, Backend (Credit Engineering) below and select your interested title to get hiring information.

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