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Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities.
We are currently seeking a dynamic leader to lead our Commercial Credit Department. The Director of Commercial Credit is a key member of the Bank's management team and will be located at our Austin Banking Center.
The Director of Commercial Credit oversees the entire lending process, including the initial application and review, underwriting and approval or denial of the request. The Director of Commercial Credit will analyze current credit data and financial statements of new and existing customers to determine the degree of risk involved in extending credit or lending money and prepares reports with this credit information for use in decision-making.
This position is responsible for monitoring repayment progress, collections for delinquent accounts, and manages the Credit Department. Coordinate and administer the training and development activities for the credit department bank wide. Oversee all aspects of personnel-related duties for the credit analyst team (assessments, new hires, disciplinary actions etc). This position reports directly to the Chief Credit Officer (CCO).
Essential Job Functions:
Benefits:
We offer a competitive salary and excellent benefit packages. Benefits vary based on employment status and position but can include:
· Medical, Dental, Vision, Telemedicine
· Paid Time off, Paid Volunteer Time, and Paid Holidays
· Flexible Spending Account, Dependent Care FSA
· Basic Life and AD&D Insurance, Voluntary Life and AD&D
· Long-Term Disability
· 401k Retirement Plan
· Recruiting Referral Bonus
· Employee Stock Ownership Plan
· Gym Membership Reimbursement Program
Think this is something you are interested in? We invite you to apply and learn more about our great company!
OUR MISSION: Financial Professionals | Finding Solutions | Making a Difference
OUR VISION: The ABC Family of Companies vows to be partners in helping our customers make the most of their finances. Our shared vision is to provide the highest quality products and services designed to fit the unique needs of each customer.
OUR GOAL: To place customer satisfaction and loyalty as our number one priority, to maximize returns to stakeholders, and to create a nurturing environment where employees can maximize their potential.
Must be committed to the Company’s Mission, Vision, Values, and Goals.
Requirements:Required Skills:
1. Active Learning: Understanding the implications of new information for both current and future problem-solving and decision-making.
2. Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate time.
3. Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
4. Learning Strategies: Selecting and using training/instructional methods and procedures appropriate for the situation when learning and teaching new things.
5. Business Math Skills
6. Reading Comprehension: Understanding written sentences and paragraphs in work-related documents.
7. Speaking: Talking to others to convey information effectively.
8. Writing: Communicating effectively in writing as appropriate for the needs of the audience.
9. Service Orientation: Actively looking for ways to help people and solve problems.
10. Social Perceptiveness: Being aware of others' reactions and understanding why they react as they do.
11. Complex Problem Solving Skills: Identifying complex problems and reviewing information to develop and evaluate options and implement solutions.
12. Time Management Skills: Managing one's own time and the time of others.
13. Excel / Spreadsheets: Using Excel to enter and format text and numerical data; insert, delete and manipulate cells, rows and columns; and create and save worksheets, charts, and graphs.
14. Word Processing; Using a computer application to type text, insert pictures, format, edit, print, save and retrieve word processing documents.
15. Databases: Using a computer application to manage large amounts of information, including and editing simple databases, inputting data, retrieving specific records, and creating reports to communicate the information.
16. Other PC skills such as Lotus Notes
17. Presentation Skills
18. Sales and Marketing Skills
19. Ability to Close the Sale
20. Leadership & mentoring
Required Knowledge:
1. The ability to common size financial statements and understand the information.
2. Customer Service Knowledge and Skills
3. ABC Bank Products and Services
4. Commercial, and Real Estate Loan Knowledge
Required Education and Experience:
EEO/AA/Background Disclaimer :
If you are unable to submit your application electronically, you may contact the Human Resources Department at 806-775-5000 so that we may assist you. Our Company assures that all applicants for employment and all of its employees are given equal consideration based solely on job related factors, such as qualifications, performance and availability. Such equal consideration applies to all personnel actions, including, but not limited to, recruitment, selection, appointment, job assignment, training, promotion, merit increases, demotion, termination, pay rates and fringe benefits.
The company commits to a rigorous and planned effort to encourage men and women of every race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other non-job-related characteristic to find happy, vital and productive job fulfillment at all levels of our company.
Qualified applicants will be required to have a drug screen in addition to background, credit, and reference checks.
Full Time
$115k-157k (estimate)
06/29/2024
07/14/2024
theabcbank.com
AUSTIN, TX
100 - 200
1962
KAILE GEORGE
$50M - $200M
Banking
American Bank of Commerce is thriving in its 59th year of service to the people of West and Central Texas and along Colorados Front Range into Colorado Springs and Pueblo. With over $1.3 billion in assets, ABC Bank continues to grow and offer a full range of innovative products and services with the same friendly atmosphere and personal banking service that one would expect from an independent community bank. No postings by American Bank of Commerce employees should be consumed as professional advice. The options expressed by the participants are purely their own and do not necessarily reflect... the opinions of American Bank of Commerce or its management. American Bank of Commerce does not necessarily endorse any comments made by its employees, partners, clients, or other participants in this forum. All statements and viewpoints expressed herein are strictly those of the commenter alone, and do not constitute an official position of American Bank of Commerce. American Bank of Commerce will never ask you to provide, verify or update personal account information via email, social media, or an unsecured internet web site. If you receive a request, do NOT provide.
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