Location: Parsippany, New Jersey

American Financial Resources, LLC (AFR), the corporate entity for AFR Wholesale (www.afrcorp.com) and eLEND (www.eLEND.com), is a national residential mortgage lender dedicated to helping homeowners, homebuyers, and mortgage professionals achieve their financing goals by delivering innovative mortgage solutions and an unparalleled customer experience.

AFR is not only one of the top lenders in the US, we are on the cutting edge of new technology and we are reshaping the lending landscape by providing our clients with new ways to simplify the mortgage process. We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed. With defined career paths and robust training, AFR is your entry way to having a long term career with a solid company and many growth opportunities. Always seeking to add long term employees, AFR strives to provide the guidance to help you continue to grow with us.

Requirements & Preferred Qualifications

• Bachelor's Degree or equivalent work experience
• Minimum of 5 years Conventional/FHA/VA/USDA underwriting experience
• Strong knowledge of underwriting FHA Streamlines, Total Scorecard and Manual Underwriting
• Wholesale experience required
• Well-developed understanding of mortgage processing, underwriting, closing procedures
• Experience in a paperless environment; E360 Encompass preferred
• Knowledge of FHA 203k product and significant experience handling multiple agencies is a plus
• Excellent interpersonal & communication skills (written & verbal)
• Ability to work well independently, multi-task, and handle time-sensitive material in a fast-paced environment
• Results-oriented, with strong critical thinking, analytical, and organizational skills

Position Responsibilities

• Analyze loan-to-value ratios, debt-to-income ratios, credit reports, applications, income and asset documentation, appraisals, and other loan documentation to ensure that each loan meets the standards set forth by AFR and governing agencies for residential mortgages in the wholesale/correspondent environment
• Efficiently communicate with internal and external partners to procure appropriate information necessary to finalize the loan process
• Maintain current knowledge of all updates in loan underwriting and mortgage industry guidelines;
• Communicate frequently with internal and external partners to ensure superior customer service
• Management and oversight of your pipeline
• Underwriting and clearing conditions, efficiently handling underwriting work load
• Provide daily and weekly updates to management team

• 
  This is a full-time position with a competitive salary and benefits package, including:

  • Medical

  • Dental

  • Vision

  • 401K

  • Paid Time Off

  • Paid Holidays

  • Monday through Friday work week

  • Career Path opportunities

AFR is an Equal Opportunity Employer and is committed to employment diversity.

To apply please email TalentManagement@afrcorp.com