What are the responsibilities and job description for the Jr. Underwriter/Underwriter position at Ameritrust Mortgage Corp?
Job Overview
We are seeking a detail-oriented Junior Underwriter to join our team. The ideal candidate will assist in evaluating and analyzing loan applications to ensure they meet regulatory compliance and company guidelines.
Responsibilities
- Review and analyze financial documents to assess the creditworthiness of loan applicants
- Assist in underwriting mortgage loans by evaluating risk factors and financial information
- Conduct financial modeling and quantitative analysis to determine loan viability
- Collaborate with senior underwriters to make informed decisions on loan approvals
- Perform risk analysis and fraud prevention detection on loan applications
- Utilize financial software to input and track applicant data accurately
- Support the underwriting process by verifying tax returns, employment history, and other relevant documentation
-Speak directly to Mortgage Brokers to review conditions and loan scenarios with
Experience
- Previous experience or knowledge in underwriting, mortgage servicing, or related fields is a plus
- Familiarity with technical accounting principles
- Ability to forecast and assess financial data accurately
- Strong analytical skills with a focus on quantitative analysis
- Understanding of underwriting procedures and risk assessment techniques
-1 year of mortgage experience
Job Type: Full-time
Pay: $55,951.00 - $57,445.00 per year
Benefits:
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Physical Setting:
- Office
Schedule:
- 10 hour shift
- 8 hour shift
Ability to Commute:
- Tampa, FL 33614 (Required)
Ability to Relocate:
- Tampa, FL 33614: Relocate before starting work (Required)
Work Location: In person
Salary : $55,951 - $57,445