Welcome to BankSouth Mortgage!

Accelerate Your Career with Us

Imagine a workplace where you’re valued, your work has purpose, and you get to help people achieve the American dream! At BankSouth Mortgage, we’re more than just mortgages; we’re a family committed to excellence, integrity, and community.

Dive into a World of Opportunities

With us, you’re not just starting a job; you’re stepping into a career full of possibilities! We’re backed by BankSouth, a top-performing community bank, and together, we’re making homeownership dreams come true for thousands every year.

Experience Our Unique Culture

• Leadership That Inspires: Work with creators, dreamers, and doers who lead with passion and responsibility!
• Power in Commitment: Be part of a team that puts relationships, community, and integrity at its core!
• Innovative Approach: Enjoy the blend of state-of-the-art technology and extraordinary in-person service!

Elevate Your Life with Our Benefits!

• Comprehensive Health Packages
• 401k Matching
• Life & Disability Insurance
• Employee Assistance Programs
• FSA & DCA support
• And Much More!

Join Us & Shape the Future

Whether you are looking for an exciting career path or a place where your work makes a difference, BankSouth Mortgage is the place for you! You bring your skills and passion; we provide the tools and environment for you to thrive.

Your Role Here Matters

Every role at BankSouth Mortgage is crucial. Your contribution will not only help families secure their homes but also enrich the communities we serve. Come, be a part of something bigger, and experience mortgage excellence with us!

BankSouth Mortgage: Where Dreams Meet Excellence

Explore opportunities with us and step into a world where your work is valued, your growth is nurtured, and your success is celebrated! Let’s build something great together! 

We are seeking an experienced Mortgage Loan Processor III to join our team. The candidate will work onsite at our Savannah - Oglethorpe office 3 days a week with the option to work from home 2 days a week.

Essential Functions

• Collect documentation to complete preparation of mortgage loan file, including, but not limited to credit application, income verification, asset verification, appraisal, title, and fraud prevention report.
• Verify all documentation received for accuracy and completeness as it compares to the application data and complete any blanks or make corrections where documentation verifies data that applies.
• Submit loan file to the appropriate AUS system, review findings and address discrepancies, including any applicable AI system utilized as a form of underwriting such as Candor. Make all suggested corrections prior to submission to the underwriting team.
• Independently process a variety of loan types and loan complexities, relying on prior knowledge of standard concepts of mortgage lending, Review the provided guidance on newer loan programs and/or investors to become well versed and expand your knowledge base.
• Establish a working knowledge of all introduced technology platforms and exercise adoption in a timely manner.
• Provide support and instruction to other processors in various levels of mortgage processing practice & standards.
• Act as lead processor in all facets of the role and with all other departments.

Compliance

• Responsible for learning, understanding, and practicing required fraud prevention practice, BSA and OFAC compliance requirements.
• Responsible for learning, understanding, and practicing required Federal guidelines as it applies to disclosures including but not limited to a complete working knowledge of RESPA and TRID.
• Ensure that BankSouth Mortgage adheres to all applicable federal and state regulations.
• Maintain confidentiality of all customer files & associated information
• Assist examiners and auditors by providing required documentation.
• Correct exceptions to issues found by examiners and auditors.
• Complete all required online courses assigned throughout the year by the required due dates as dictated by the training department that assigns the courses.

Required Experience, Skills & Education

• Exposed to and well versed in a wide variety of concepts, practices, lending programs and procedures of mortgage lending.
• Ability to accurately apply established BankSouth Mortgage lending guidelines.
• Time management skills to properly establish priorities and manage workload accurately and efficiently.
• Exceptional communication skills.
• Self-motivated, capable of understanding and accomplishing personal and enterprise defined goals, such as required metrics that are identified by department leadership.
• Teaching/mentoring subordinate processors including deficiency identification & skill enhancement.
• Supervisory experience.
• High school diploma, degree preferred.
• Three to five (3-5) years of progressively more responsible and comprehensive mortgage processing experience.

This job description is not intended to be all-inclusive, and employees will also perform other reasonable related business duties as assigned by immediate supervisor and other management as required.

This organization reserves the right to revise or change job duties as the need arises. This job description does not constitute a written or implied contract of employment

Please note, we are not working with outside recruiters for this position.

BankSouth Mortgage is an Equal Employment Opportunity (EEO) Employer committed to diversity in the workplace. It does not discriminate against any qualified employee or applicant on the basis of age, race, color, sex, religion, national origin, disability, protected veteran status, genetic data, gender identity, sexual orientation or other legally protected status.