Bring your ideas. Make history. 
BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the “bank of banks” - 97% of the world’s top banks work with us as we lead and serve our customers into the new era of digital. 

With over 238 years of rich history and industry firsts, BNY Mellon has been built upon our proven ability to evolve, lead, and drive new ideas at every turn. Today, we’re approximately 50,000 employees across 35 countries with a culture that empowers you to grow, take risks, experiment and be yourself. This is what #LifeAtBNYMellon is all about. 

We’re seeking a future team member for the role of Public Finance/Healthcare Credit Banker to join our Institutional Lending team. This role is in New York, NY - Hybrid.

In this role, you’ll make an impact in the following ways: 

• Responsible for all credit facility components including origination, underwriting and documentation for minimally complex credit facilities/credit relationships. 
• Monitors existing credit portfolios, including loan reviews.
• Works with clients and relationship leads to understand and assess credit needs.
• Communicate with Agents on syndicated facilities. 
• Assists with marketing and client presentation information/materials.
• Solves unusual problems that are low risk in nature within the context of established policies and procedures.
• Generates new credit and non-credit business opportunities for the bank. 
• No direct reports. May provide guidance to more junior staff.
• Contributes to the achievement of team objectives.

To be successful in this role, we’re seeking the following: 

• Bachelor’s degree in finance or the equivalent combination of education and experience is required.
• 3-5 years of experience
• Industry Knowledge: Understanding of Healthcare and Public Finance Industry dynamics, regulations, and trends to assess credit risk accurately.
• Proficient in evaluating credit risk, including assessing borrower’s financial stability, repayment capacity, and collateral.
• Effective communication skills to articulate credit recommendations and findings to internal stakeholders and clients.
• Capacity to identify and address potential credit issues proactively, including structuring deals to mitigate risks. 
• Knowledge of banking regulations and compliance requirements relevant to healthcare and public finance lending.
• Ability to build and maintain strong relationships with healthcare and public finance clients and internal teams.
• Collaboration with colleagues across departments such as legal, compliance, finance, risk management to ensure comprehensive credit analysis and decision-making.

At BNY Mellon, our inclusive culture speaks for itself. Here’s a few of our awards: 

• Fortune World’s Most Admired Companies & Top 20 for Diversity and Inclusion 
• Bloomberg’s Gender Equality Index (GEI)
• Human Rights Campaign Foundation, 100% score Corporate Equality Index
• Best Places to Work for Disability Inclusion, Disability: IN – 100% score 
• 100 Best Workplaces for Innovators, Fast Company
• CDP’s Climate Change ‘A List’

Bachelor's degree or the equivalent combination of education and experience is required. 0-3 years of total work experience preferred. Experience in credit, banking or financial and risk analysis preferred BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals with Disabilities/Protected Veterans. Our ambition is to build the best global team-one that is representative and inclusive of the diverse talent, clients, and communities we work with and serve-and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.

BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans.

Our ambition is to build the best global team – one that is representative and inclusive of the diverse talent, clients and communities we work with and serve – and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.