7 Credit Analyst II Jobs in Carmel, IN
Busey is Hiring a Credit Analyst II Near Carmel, IN
Duties & Responsibilities
- Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.
- Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.
- Perform file reviews of assigned requests to ensure complete information, communicating with loan team to discuss missing information, applicable questions and any loan structure suggestions or concerns.
- Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower.
- Evaluate collateral, industry data and other relevant credit information.
- Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned.
- Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships.
- Develop a working knowledge of the Commercial Banking Loan Policy and systems, including nCino.
- Assist with other duties or special projects as assigned.
- Strong oral and written communication skills
- Proficiency in Microsoft Office Suite
- Knowledge of financial accounting
- Prioritize work flow, multi-task and work independently
- Analyze and solve problems
- Take independent action within established guidelines
- Perform duties under frequent time pressures with a high degree of accuracy and attention to detail
- Level I
- Requires Bachelor’s degree in Business with an emphasis in Accounting, Economics, and/or Finance. Completed coursework must include at a minimum: one finance and two accounting classes.
- Prior Commercial Credit experience and/or banking experience preffered.
- Requires knowledge of Microsoft Office.
- Level II
- Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 2 - 3 or more years of Commercial Credit experience.
- Requires knowledge of Microsoft Office.
- Level III
- Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 3 or more years of Commercial Credit experience.
- Requires knowledge of Microsoft Office.
Job Summary
Full Time
Banking
$57k-73k (estimate)
07/03/2024
08/12/2024
busey.com
CHAMPAIGN, IL
1,000 - 3,000
1868
VAN A DUKEMAN
$200M - $500M
Banking
Related Companies
The job skills required for Credit Analyst II include Analysis, Financial Statements, Accounting, Credit Analysis, Microsoft Office, Written Communication, etc. Having related job skills and expertise will give you an advantage when applying to be a Credit Analyst II. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Credit Analyst II. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Credit Analyst II positions, which can be used as a reference in future career path planning. As a Credit Analyst II, it can be promoted into senior positions as a Credit Analyst III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Analyst II. You can explore the career advancement for a Credit Analyst II below and select your interested title to get hiring information.
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