33 Credit Analyst I Jobs in Tampa, FL
CADENCE BANK is Hiring a Credit Analyst I Near Tampa, FL
Organizational Location: Atlanta, GA and Tampa Florida
Primary PurposePrimary Duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval.
Principal Duties And Responsibilities
- Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s).
- Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis.
- Assesses strengths and weaknesses of loan requests.
- Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly.
- Thoroughly documents the credit requests in the appropriate format.
- Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc.
- Assist senior team member and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt., Wealth Mgmt., Trust, etc., May also interact with customers and accountants.
- Strives to minimize turnaround time while thoroughly documenting credit request.
- Participate in training courses as requested.
- Performs other duties as required.
- 3.0 or higher GPA
- Minimum of 9 hours of accounting
- Strong Technical and interpersonal skills
- Demonstrated leadership through extracurricular activities and internship/work experience
- Strong oral and written communication skills
- Knowledge of credit risk analysis and underwriting principles, methods, and practices
- Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems
QualificationsEducation
RequiredHigh School
Bachelors
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Job Summary
Full Time
$53k-68k (estimate)
08/29/2024
10/04/2024
cadencebanking.com
Tuscaloosa, AL
100 - 200
Related Companies
The job skills required for Credit Analyst I include Analysis, Financial Statements, Accounting, Underwriting, Presentation, Credit Risk, etc. Having related job skills and expertise will give you an advantage when applying to be a Credit Analyst I. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Credit Analyst I. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Credit Analyst I positions, which can be used as a reference in future career path planning. As a Credit Analyst I, it can be promoted into senior positions as a Credit Analyst II that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Analyst I. You can explore the career advancement for a Credit Analyst I below and select your interested title to get hiring information.
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