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Serves small businesses with annual revenues from $250k to $5 million providing comprehensive financial solutions to our clients. Responsible for meeting the needs and expectations of customers by servicing, promoting and selling the Bank's products and services, increasing deposits and fee income, reducing expenses, maintaining and expanding superior client relations, and consistently meeting or exceeding assigned individual or team sales goals. Services all customer account needs. Coordinates with the Bank Manager in preparing required reports and performs other functions as required for the sound operations of the bank. Cross trained in all paying, receiving and collection functions including cash handling. Accurately processes transactions, adheres to strict security measures balancing procedures. May provide loan support functions in certain offices.
Principal Duties & Responsibilities:
• Consistently meets and/or exceeds assigned individual, team and revenue goals within a designated market and gaining complete knowledge of the business and personal financial needs of assigned clients. • Proactively seek ways to develop and expand client relationships in order to contribute towards the Bank’s success. • Develops and maintains a prospect list of potential customers. Participates in networking, outside sales efforts and cold calling as appropriate. • Acts as the face of the Bank in the community and takes appropriate leadership roles as available. • Responsible for growing the profitability of the small business client base. • Develops deposit and loan relationships. • Prospects and acquires new priority small businesses. • Retains and deepens existing relationships. • Responsible for new acquisition activities. • Analyzes client’s financial conditions and recommends financial solutions to best meet client’s business and personal needs. • Well versed in all Bank products and services to ensure relationship building opportunities and maintains strong relationships with current clients. • Identifies client needs and will coordinate/refer to other lines of business as needed including meeting referral goal expectations. • Opens and processes all types of accounts, products and/or services for clients after consulting with them on their specific needs. • Makes overdraft decisions on a daily basis, pay/return decisions using independent judgment within authority limits. • Handles general client inquiries. Reconciles client statements, confers with operations personnel regarding discrepancies in balances and other problems and works toward the proper maintenance of the account files. • Services all customer account needs: accepts deposits, cashes checks within limits as specified by bank policy, processes withdrawals, sell travelers checks, and cashier checks. Accepts loan payments, etc. • Works closely with all lines of business and other departments to deliver an integrated and seamless experience for clients. • Maintains strong product knowledge and knowledge of the marketplace. Works with other bank employees on the approval of transactions necessary for the efficient operation of the bank. • Keeps abreast of changing business trends that impact the Personal and Business Banking area and translates those rends into business opportunities. • Ensures compliance with the Bank’s operational and security policies and procedures so as to ensure that maximum accounting integrity and security prevails at all times. • Completes all necessary G/L tickets and balances accurately. • Ensures that reports required by Senior Management are accurate and completed on time. • Responsible for opening and closing the banking center. • In conjunction with Lending staff or within own scope of authority interviews prospective loan applicants. Collects all pertinent customer supplied documents to support the credit decision process. • Assists the underwriting officer or Bank Manager in obtaining complete information on the loan request and communicates with customer as needed. Based on the type of loan, may close the loan ensuring compliance with all credit regulations. • Operational Risk: • Maintains compliance with Federal and State regulations as well as bank policies and procedures. • Ensure compliance and completion of necessary compliance related training. • Impact the operational and risk activities and related results for this role within the Banking Center. • Adhere to all Banking Center Risk Assessment and Compliance Standards (this includes Global Radar). • Control and mitigate losses by following policies and procedures. • Meets the requirements of the S.A.F.E. Act and expected to follow procedures including notifying Human Resources of any changes in current status.
Other
Banking
$74k-93k (estimate)
07/27/2024
08/23/2024
www.citynational.com
Miami, Florida
200 - 500
Denis Nagle
$10M - $50M
Banking
City National Bank is a community financial institution headquartered in Miami, Florida with locations statewide.
The following is the career advancement route for Small Business Banker positions, which can be used as a reference in future career path planning. As a Small Business Banker, it can be promoted into senior positions as a Business Systems Manager (Banking) that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Small Business Banker. You can explore the career advancement for a Small Business Banker below and select your interested title to get hiring information.
If you are interested in becoming a Small Business Banker, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Small Business Banker for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Small Business Banker job description and responsibilities
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Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Small Business Banker jobs
Open a dedicated small business banking checking account.
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Take advantage of bill pay services.
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Use online small business banking to provide account access to other employees.
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Build a better banking relationship by mastering “the 5 Cs”. Review each lender’s requirements.
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Step 3: View the best colleges and universities for Small Business Banker.