2 Credit Analyst II CRE Jobs in San Diego, CA
City National Bank is Hiring a Credit Analyst II CRE Near San Diego, CA
What You Will Do
- Works with Relationship Managers, Credit Officers and Credit Analysts to achieve accurately prepared presentations for credit approval and portfolio management.
- Evaluates and examines the loan portfolio in order to assess credit worthiness including loan quality, credit risk classification, and collateral analysis. Confirms adherence to Bank policies, portfolio monitoring codes are accurately reflected and that mitigating factors are properly addressed.
- Ensures that the RECRR contains a well-supported recommendation or decision; the risk rating is correct and supported; and the data and analytics used to support the decision are accurate and calculated correctly.
- Responsible for assuring that Annual Credit Reviews (ACRs) are prepared in accordance with Commercial Real Estate Banking ACR format and guidelines. Assures that ACR’s are completed within department completion guidelines.
- Participates in quarterly financial reviews of client’s financial condition including monitoring covenants and conditions. Communicates and discusses findings with the Relationship Manager and Commercial Real Estate Banking Managers, where necessary.
- Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the Manager and appropriate Bank personnel regarding new/existing lending requirements and regulations.
- Acts in accordance with Bank’ credit culture and strategies.
- Completes all required training. Complies fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc).
- H.S. Diploma
- Minimum 3 years of credit analysis or financial analysis experience required.
- Minimum 3 years of experience in a banking or financial services environment required.
- Bachelor’s degree in Finance, Accounting, Business or related field preferred and/or a minimum of 1 to 5 years of experience in credit and/or financial analysis.
- Working knowledge of credit, accounting, credit policy and financial statement analysis
- Excellent organizational and analytical skills.
- Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.
- To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENTCity National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
About City NationalWe start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
Job Summary
Full Time
Banking
$68k-90k (estimate)
08/29/2024
09/26/2024
cnb.com
LOS ANGELES, CA
3,000 - 7,500
1968
KELLY COFFEY
$1B - $3B
Banking
Related Companies
About City National Bank
With $70.3 billion in assets, City National Bank provides banking, investment and trust services through locations in Southern California, the San Francisco Bay Area, Nevada, New York City, Nashville, Atlanta, Minneapolis, Washington, D.C. and Miami*. In addition, the company and its investment affiliates manage or administer $81.3 billion in client investment assets. City National is a subsidiary of Royal Bank of Canada (RBC), one of North Americas leading diversified financial services companies. RBC serves more than 17 million personal, business, public sector and institutional clients thro...ugh offices in Canada, the United States and 34 other countries. For more information about City National, visit the companys website at cnb.com. *City National Bank does business in Miami and the state of Florida as CN Bank. Copyright 2021 City National Bank, CNB Member FDIC | All Rights Reserved Equal Housing Lender | NMLSR ID# 536994
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