The Business Loan Officer position is responsible for assisting business members with their commercial lending needs, being a resource of information for business members, and building stronger relationships in the business community.

Responsibilities/Skills

• Helps drive a business development effort focused on portfolio growth
• Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision
• Provide excellent service by managing expectations through good communication and timely loan closings
• Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation
• Structure and negotiate terms, underwrite, and close loans
• Manages a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation
• Perform collections and workouts of troubled loans, as necessary
• Stay familiar with credit and other internal policies
• Serve on local boards and volunteer for various community events

Qualifications

• Minimum 1-3 years of business lending experience, including time spent as a credit analyst
• Bachelor’s degree in finance, accounting, business administration, or equivalent work experience
• Excellent computer skills, including Microsoft Office Suite
• Strong written and verbal communication skills required
• Strong organizational time management skills and problem solving skills

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.