The primary responsibility of the Risk and Fraud Control (“RFC”) Analyst is to protect American Century Investments (ACI) and its clients by detecting and deterring fraud, money laundering, identity theft and frequent trading. This individual will have oversight and perform procedures and activities specific to the American Century Privacy Office, Anti-Money Laundering Office (“AML”), and Fraud Committee and Identity Theft Red Flags program. The RFC Analyst has oversight and performs procedures designed to ensure that various transaction monitoring activities and Customer Identification Procedures (“CIP”) associated with regulatory requirements are carried out effectively and with appropriate supporting documentation. Additionally, the individual will be responsible for transaction and/or case research including making recommendations to the RFC Manager and Sr. AML Officer. Responsibilities Review and analyze numerous reports, industry notifications, etc., related to the detection and prevention of AML, Fraud, Privacy and Frequent Trade events. Utilize systems to validate clients, monitor client activity, and if necessary prevent account transactions. Create and administer training for RFC-related topics. Manage investigations into suspicious activities. Author and submit Suspicious Activity Reports. Create, maintain, document and communicate the AML and Privacy programs at ACI. Ensure “Operational Compliance” requirements are satisfactorily met. Support all areas and levels of the firm in accessing and managing risk. Provide risk-based recommendations based on experience, industry trends and knowledge of domestic and international directives/regulations. Accountabilities Detect potentially illegal activities by carrying out thorough review of various reports. Manage detailed investigations, using appropriate judgments after carefully researching and reviewing the facts of each case. Determine priorities, plan, organize and follow through on assignments. Complete accurate reports for transaction monitoring that are clear to both internal and external parties. Ensure accurate records are maintained in regards to CIP exceptions and other AML program requirements. Complete and present executive summary reports/timelines for investigations that require escalation to management. Prepare Suspicious Activity Reports and other types of government reports. Continual refinement of RFC databases and system-generated and manual AML reports and queries. Perform risk assessments on identified business processes and recommend appropriate mitigating control procedures. Active participant in RFC meetings (ex. AML Office, Privacy Office, Fraud Committee) and various industry group discussions. Required Bachelor’s degree or any equivalent combination of education and work experience. Previous transfer agency experience preferred. Extensive knowledge of Anti-Money Laundering and Privacy regulations preferred. Experience with and an understanding of expected client behavior and activity. Employees are required to be in the office on a scheduled frequency. Adherence to this schedule is essential to fulfilling the expectations of the role. American Century Investments is committed to complying with the Americans with Disabilities Act and all other applicable Equal Employment Opportunity laws and regulations. As such, American Century strives to provide a reasonable accommodation to any qualified individual under the ADA to perform essential job functions. American Century Investments believes all individuals are entitled to equal employment opportunity and advancement opportunities without regard to race, religious creed, color, sex, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, gender, gender identity, gender expression, age for individuals forty years of age and older, military and veteran status, sexual orientation, and any other basis protected by applicable federal, state and local laws. ACI does not discriminate or adopt any policy that discriminates against an individual or any group of individuals on any of these bases. American Century Investments® is a leading asset manager focused on delivering investment results and building long-term client relationships while supporting research that can improve human health and save lives. It's how we manage money and make an impact.