F&M Trust is seeking a seasoned Mortgage Underwriter for our growing Mortgage Department that continues to expand our footprint. The new team member will have their home office located in either Chambersburg, PA or Camp Hill, PA with flexibility to work from home on a hybrid schedule. Please continue reading if working for a community bank that is invested in the local communities is important to you.

WHAT SETS US APART?

F&M is a true community bank. We are a community-based lender committed to our hometowns with nearly 120 years of history. We have not only withstood the pullback of lending following the COVID-19 refi boom that left many lending institutions cutting headcount, but instead we've added new talent to the team to bring on greater loan volumes. We don't have an environment that makes you feel you're "just an employee number" and instead offer that workplace connection atmosphere with long-term stability and fulfilling career potential.

ABOUT THE ROLE

This Underwriter will have a variety of responsibilities that they work through on an on-going basis. As an Underwriter, you'll be handling a pipeline of mortgage files which involves underwriting and approving packages with a high degree of accuracy while adhering to bank policy and procedure, managing the Bank's correspondent/wholesale mortgage lending relationships, and more. At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of homeownership. Whether you're helping first-time homebuyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the biggest purchases in their life.

MINIMUM QUALIFICATIONS

• High School Diploma or GED
• Must have residential mortgage underwriting experience
• Direct Endorsement (DE) certification, required
• Experience with VA Portal, desired
• Excellent communicator, both written and verbal
• Strong organization skills and ability to multi-task
• Attentive to details
• Strong math skills with high degree of accuracy
• Proficient in Word and Excel and able to learn mortgage software
• Aptitude and desire to learn internal policies and procedures and government loan programs

If this is something that raises any interest and you have the minimum qualifications and drive to excel in a fast-paced role, we encourage you to complete an employment application. We'll be in contact with the most qualified applicants who meet our hiring criteria in the upcoming weeks to get interviews started.

COMPARABLE JOB TITLES:

Here at F&M we call this position a Residential Mortgage Lending Underwriter, but to help the title resonate with you, other employers may title the position a DE mortgage underwriter, DE underwriter, government underwriter, mortgage processing manager, mortgage underwriter, residential mortgage underwriter, senior government underwriter, and senior mortgage underwriter.

F&M Trust is an Equal Opportunity Employer - M/F/Disability/Vet/SO

*F&M Trust is looking to hire a single Residential Mortgage Underwriter. On our job board you'll notice that there are two separate postings for this one opportunity because the permanent office location of this position is dependent upon where the successful candidate resides. Ultimately, the home office will be located in either Chambersburg, PA or Camp Hill, PA.