Hybrid role - candidate must work a percentage of each week in the office.

Farm Credit Services of America (FCSAmerica) is a great place to work. You see it in our people and the relationships they have with each other and our customers.

Our passion and commitment to serving both rural America and each other is key to our success in the marketplace.

Seeking a Closing Specialist who will be responsible for preparation of non-consumer loan documents, from the point of loan approval through loan finalizing, to include monitoring of appraisal and closing conditions.

You will be asked to maintain an understanding of and ensure compliance with all regulations and procedures associated with loan closing.

This position has a high degree of accountability to ensure the repayment and collectability of company’s assets through the correct development and implementation of promissory notes, mortgages, and other lending documents.

Once the loan is underwritten, you will be responsible for all aspects of loan closing preparation and completing post-closing activities.

Essential Duties & Responsibilities

Pre-Closing Activities

Ensure accuracy of loan pricing and fees and document any exception approvals, prepare rate lock agreement and monitor closing deadlines.

Verify the appraisal report, collateral, and enter appraisal into the collateral tracking system. Partner with respective parties to ensure loan conditions are satisfied, initiate title work, and resolve any issues.

Obtain subordinations, complete due diligence, and partner with realtors, attorneys, and abstracters to resolve title exceptions.

Post-Closing Activities

Approve loan disbursements and book loans. Responsible for perfecting lien position, including recording and filing documents timely, following up on UCC terminations or other lien releases, obtaining vehicle titles, and ensuring first lien position with final title policy or final title opinion.

Finalize all FLCA loans secured by real estate and obtain assignment of indemnity for various insurances. Maintain accuracy of the collateral tracking system and coordinate with teammates to enhance the customer experience

Education Requirements

Associate's Degree or equivalent work experience preferred in Business or Finance related majors

Years of Experience

• 2 years of related experience

Last updated : 2024-08-02